Unicoi County property record for 215 Stephens Rd, Erwin, TN 37650 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,856 sqft · built 1937 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-091.00 |
| Primary APN | 017-091.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 4,107 sqft |
| 1st Floor Area | 1,781 sqft |
| Upper Floors Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 119,790 sqft (2.75 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 215 STEPHENS RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE DEED 172-782 COUNTY AREA: R01 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 80200 |
Source: Unicoi County records · APN 017-091.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · ARM CLINCHFIELD FCU |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Mar 01, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 01, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2018 |
| Transfer Doc | 0000410896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jun 01, 2026 |
| Property Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Document Number | 0000001114 |
| Book / Page | 504 / 276 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Document Number | 0000001114, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 504/276 |
| Instrument | 20261114 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004671008 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 467/1008 |
| Instrument | 23000349 |
| Name | CLINCHFIELD FCU |
|---|---|
| Type | Credit Union |
| Address | ERWIN, TN 37650 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 01, 2033 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7.19% |
| Max Rate At Change | 13.1% |
| Index | Other |
| Max Rate | 13.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | LENDERLIVE SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 411720 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 411/720 |
| Instrument | 18000595 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Mar 01, 2018 |
| Property Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Document Number | 410892 |
| Book / Page | 000410 / 000892 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 384 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 STEPHENS RD ERWIN TN 376507954, ERWIN, TN 37650-7954 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Mar 01, 2018 |
| Property Address | 215 STEPHENS RD, ERWIN, TN 37650-7954 |
| Document Number | 410896 |
| Book / Page | 000410 / 000896 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 385 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 STEPHENS RD ERWIN TN 376507954, ERWIN, TN 37650-7954 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 | $48,750 (-) Land $17,750 Building $31,000 | $195,000 (-) Land $71,000 Building $124,000 |
| 2024 | $1,273.00 (+11.08%) | ||
| 2023 | $48,750 (-) Land $17,750 Building $31,000 | ||
| 2022 | $1,146.00 | $48,750 Land $17,750 Building $31,000 | $195,000 Land $71,000 Building $124,000 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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