215 Spring St, Yale, MI 48097 Property Records

St. Clair County property record for 215 Spring St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1954
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Aug 2018)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-014-1018-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-014-1018-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 SPRING ST
City	YALE
State	MI
Zip	48097-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT INT OF NLY LINE OF BROCKWAY RD WITH W LINE OF SPRING ST, TH N 1D 52M W ON W LINE OF SPRING ST 219.02', TO BEG OF THIS
Legal Range	14E
Legal Township	08N
Legal Section	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1041
Census Tract	655100

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 SPRING ST, YALE, MI 48097-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2018	Warranty Deed, Transfer MORTGAGE CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	201819085
Deed Book / Page	4981 / 332
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000008634
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 31, 2026
Property Address	215 SPRING ST, YALE, MI 48097-3447
Document Number	0000017572
Book / Page	5959 / 396
Instrument Date	Aug 26, 2026
Instrument	202617572
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SPRING ST, YALE, MI 48097-3447

Mortgage

Document Number	0000017572,
Date	Aug 31, 2026
Book Page	5959/396
Instrument	202617572

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 27, 2026
Property Address	215 SPRING ST, YALE, MI 48097-3447
Document Number	0000008634
Book / Page	5918 / 738
Instrument Date	Apr 24, 2026
Instrument	20268634
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	211 SPRING ST, YALE, MI 48097-3447

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2018
Property Address	215 SPRING ST, YALE, MI 48097-3447
Document Number	0049810332
Book / Page	004981 / 000332
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MARY ST YALE MI 480973423, YALE, MI 48097-3423

Mortgage

Document Number	49810333
Date	Aug 23, 2018
Book Page	004981/000333

Lender

Name	MORTGAGE CENTRE
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,700 (+5.09%)	$111,400 (+5.09%)
2025	$1,561.00 (+4.07%) Homeowner's exemption	$53,000 (+16.74%)
2024	$1,500.00 (+8.54%)		$106,000 (+16.74%)
2023		$45,400
2022	$1,382.00		$90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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