215 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 215 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Sep 2019 Sale Sep 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T010200186`

Property Details

APN / Parcel Number

Primary APN	`T010200186`
Alternative APN	`4-0010-8569-00-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	978 sqft
Basement Area	850 sqft
Finished Basement	600 sqft
Unfinished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	237 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200186
Street Address	215 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #6 LOT 38
Legal Subdivision	SUMMER BROOK #6
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

215 Split Rail Dr is owned and occupied by two individuals who acquired it in April 2024.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Sep 9, 2019	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Nov 15, 2017	Loan Modification, Mortgage PROVIDENT FNDG
Jun 6, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019
Deed Sale	Sep 9, 2019
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	2019486400
Deed Book / Page	7138 / 1378
Last Transfer Date	Apr 12, 2024
Transfer Doc	0000024716
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2019
Property Address	215 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0071381378
Book / Page	007138 / 001378
Instrument Date	Aug 29, 2019
Instrument	486400
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 SPLIT RAIL DR WENTZVILLE MO 633855566, WENTZVILLE, MO 63385-5566

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2019
Property Address	215 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0071381376
Book / Page	007138 / 001376
Instrument Date	Aug 21, 2019
Instrument	486390
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SPLIT RAIL DR WENTZVILLE MO 633855566, WENTZVILLE, MO 63385-5566

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	215 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0068681880
Book / Page	006868 / 001880
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 SPLIT RAIL DR WENTZVILLE MO 633855566, WENTZVILLE, MO 63385-5566

Mortgage

Document Number	0068681880
Date	Jan 19, 2018
Book Page	006868/001880
Instrument	34330

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95401

Agreement

Amount	Amount on Record
Term	468 Months
Due	Jan 18, 2057

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	215 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0067891426
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SPLIT RAIL DR WENTZVILLE MO 633855566, WENTZVILLE, MO 63385-5566

Mortgage

Document Number	0067891426
Date	Aug 10, 2017
Book Page	006789/001426
Instrument	501490

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 215 Split Rail Dr was $4,238.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,011 (-)	$331,635 (-) Land $50,000 Building $281,635
2025	$4,238.00	$63,011	$331,635 Land $50,000 Building $281,635
2023		$55,079
2022			$289,888 Land $40,000 Building $249,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Split Rail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Split Rail Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Gateway Fiber, T-Mobile.

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