Moore County property record for 215 Saddle Rdg, West End, NC 27376
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,720 sqft · built 2019 |
| Lot Size | 4 acres (174,284 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,005,000 (Apr 2022) |
| Tax Bill | $4,018 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 852500391618 |
| Primary APN | 852500391618 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| 1st Floor Area | 1,981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 174,284 sqft (4 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97061993 |
|---|---|
| Street Address | 215 SADDLE RDG |
| City | WEST END |
| State | NC |
| Zip | 27376-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RAUSB |
| Legal Description | LOT 354R PHASE 7C SEVEN LAKES FIRE SADDLE |
| Legal Subdivision | MCLENDON HILLS |
| Legal Phase | 7C |
| Legal Lot Number | 354R |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 9, MINERAL SPRINGS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950305 |
Source: Moore County assessment roll, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 24, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Deed Document Number | 20226813 |
| Deed Book / Page | 5833 / 538 |
| Prior Transfer Date | Feb 17, 2018 |
| Prior Transfer Doc | 0000002885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Apr 18, 2022 |
| Property Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Document Number | 005833/538 |
| Book / Page | 5833 / 538 |
| Map Reference | CAB 17 SL 608 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022006813 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 WALL ST UNIT 703, 300, SAINT PAUL, MN 55101-2480 |
| Name | Verified Name |
|---|---|
| Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Document Number | 2022006814 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022006814 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Document Number | 5422/507 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 5422/507 |
| Instrument | 2020017774 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 215 SADDLE RDG, WEST END, NC 27376-8442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5136/289 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 5136/289 |
| Instrument | 2019007279 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,018.00 | $956,810 (-) Land $317,460 Building $639,350 | |
| 2025 | $4,018.00 (-6.43%) | $956,810 (+1.37%) Land $317,460 Building $639,350 | |
| 2024 | $943,910 (-1.35%) Land $317,460 Building $626,450 | ||
| 2023 | $4,294.00 | $943,910 Land $317,460 Building $626,450 | $956,810 Land $317,460 Building $639,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
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