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215 S Summit Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 215 S Summit Ave, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1930
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Apr 2024)
Tax Bill$5,655 (2025)
Deeds & MortgagesDec 2023 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073-232-12

Property Details

APN / Parcel Number

Primary APN073-232-12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
Upper Floors Area600 sqft
Basement Area510 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area625 sqft
PorchFinished/Open Porch
Porch Area128 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address215 S SUMMIT AVE
CityCHARLOTTE
StateNC
Zip28208-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 (HD)
Legal DescriptionL3 B4 M332-254
Legal SubdivisionWESLEY HEIGHTS
Legal Block4
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract4102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wesley Heights Historic District
listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12147 JAMES JACK LN, CHARLOTTE, NC 28277-3752
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
UWHARRIE BANK
Apr 29, 2024Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number202438297
Deed Book / Page38782 / 438
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address215 S SUMMIT AVE, CHARLOTTE, NC 28208-4412
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 S SUMMIT AVE, CHARLOTTE, NC 28208-4412

Mortgage

Document Number0000118045
DateDec 18, 2023
Book Page38541/307
Instrument2023118045
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueDec 18, 2024

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 29, 2024
Property Address215 S SUMMIT AVE, CHARLOTTE, NC 28208-4412
Document Number0000038297
Book / Page38782 / 438
Map ReferenceMB 332 PG 254
Instrument DateApr 29, 2024
Instrument2024038297
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address263 N 5TH ST, ALBEMARLE, NC 28001-4001

Transferred To (Grantee/Buyer)

NameVerified Name
Address12147 JAMES JACK LN, CHARLOTTE, NC 28277-3752

Mortgage

Document Number0000038298
DateApr 29, 2024
Book Page38782/440
Instrument2024038298
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Address150 PROVIDENCE RD # 33, CHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,655.00$707,600 Land $300,000 Building $407,600$707,600 Land $300,000 Building $407,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: T-Mobile.

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