215 S Main St, Otterbein, IN 47970 Property Records

Benton County property record for 215 S Main St, Otterbein, IN 47970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,120 sqft · built 1979
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$206,300 (Aug 2020)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-00385-00`

Property Details

APN / Parcel Number

Primary APN	`002-00385-00`
Alternative APNs	`04-11-33-111-055.000-002` `00000989848`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
1st Floor Area	2,224 sqft
Attic	Attic
Attic Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000989848
Street Address	215 S MAIN ST
City	OTTERBEIN
State	IN
Zip	47970-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 41 50 X 130
Legal Subdivision	TOWN OF OTTERBEIN
Legal Lot Number	41
Jurisdiction	BENTON IN
Township / Civil Division	BOLIVAR
Census Block Group	4
Census Block	4073
Census Tract	100100

Owner

215 S Main St is owned and occupied by an individual who bought it in August 2020.

Source: Benton County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	215 S MAIN ST, OTTERBEIN, IN 47970-8541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage STEVEN D HABY
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage REGIONS BANK
Oct 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Oct 30, 2019
Deed Document Number	20201106
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	215 S MAIN ST, OTTERBEIN, IN 47970-8541
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001289
Date	Nov 4, 2019
Instrument	2019001289

Lender

Name	STEVEN D HABY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	215 S MAIN ST, OTTERBEIN, IN 47970-8541
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001526
Date	Oct 5, 2022
Instrument	2022001526

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Aug 11, 2020
Property Address	215 S MAIN ST, OTTERBEIN, IN 47970-8541
Document Number	2020001106
Instrument Date	Aug 6, 2020
Instrument	2020001106
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001107
Date	Aug 11, 2020
Instrument	2020001107

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Oct 30, 2019
Property Address	215 S MAIN ST, OTTERBEIN, IN 47970-8541
Document Number	2019001264
Instrument Date	Oct 28, 2019
Instrument	2019001264
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N MAIN ST, OTTERBEIN, IN 47970

Tax Assessment & Valuation

The 2025 property tax bill for 215 S Main St was $2,264 with a homeowner's exemption, down 17.5% from the year before.

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Bolivar Township
Municipality	Otterbein Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (-17.49%) Homeowner's exemption	$233,400 Land $8,400 Building $225,000	$233,400 Land $8,400 Building $225,000
2024	$2,744.00 (+12.18%)
2023	$2,446.00 (+2.86%)	$227,400 (+8.8%) Land $7,700 Building $219,700	$227,400 (+8.8%) Land $7,700 Building $219,700
2022	$2,378.00	$209,000 Land $7,700 Building $201,300	$209,000 Land $7,700 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 215 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERBEIN WATER DEPARTMENT serves 1,262 people · EPA ID IN5204004
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Watch TV, Wintek.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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