215 River Creek Dr, Sparta, NC 28675 Property Records

Alleghany County property record for 215 River Creek Dr, Sparta, NC 28675

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 4 ba · 2,772 sqft · built 2001
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2021)
Tax Bill	$2,015 (2026)
Deeds & Mortgages	Nov 2019 Refinance Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3979397213`

Property Details

APN / Parcel Number

Primary APN	`3979397213`
Alternative APN	`80678`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Lot Area	226,512 sqft (5.2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80678
Street Address	215 RIVER CREEK DR
City	SPARTA
State	NC
Zip	28675-9816
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R1
Legal Description	#7-10 RIVER CREEK
Legal Subdivision	RIVER CREEK
Legal Lot Number	7-10
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3026
Census Tract	950200

Owner

215 River Creek Dr, a residential property, is owned by two individuals who bought it in January 2021.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 STANDING OAK LN, PFAFFTOWN, NC 27040-9491
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202199
Deed Book / Page	414 / 1325
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	215 RIVER CREEK DR, SPARTA, NC 28675-9816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	404/196
Date	Nov 20, 2019
Book Page	404/196
Instrument	2480

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 15, 2021
Property Address	215 RIVER CREEK DR, SPARTA, NC 28675-9816
Document Number	414/1325
Book / Page	414 / 1325
Map Reference	MB 12 PG 25
Instrument Date	Jan 14, 2021
Instrument	99
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 RIVER CREEK DR, 215, SPARTA, NC 28675-9816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 STANDING OAK LN, PFAFFTOWN, NC 27040-9491

Mortgage

Document Number	100
Date	Jan 15, 2021
Instrument	100

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 215 River Creek Dr was $2,015, up 0.5% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,015.00 (+0.5%)	$304,200 Land $66,900 Building $237,300	$304,200 Land $66,900 Building $237,300
2025	$2,005.00
2023		$304,200 Land $66,900 Building $237,300	$304,200 Land $66,900 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 River Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 River Creek Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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