215 Reflections Dr, Apt 23, San Ramon, CA 94583 Property Records

Contra Costa County property record for 215 Reflections Dr, Apt 23, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.012 acres (519 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Sep 2006)
Tax Bill	$5,033 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-091-3`

Property Details

APN / Parcel Number

Primary APN	`213-781-091-3`
Alternative APN	`213-781-091`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	519 sqft (0.012 acres)
Garage Type	Attached
Garage Area	180 sqft

Location & Zoning

Street Address	215 REFLECTIONS DR, 23
City	SAN RAMON
State	CA
Zip	94583-4732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B3 U23
Legal Subdivision	SUBDIVISION 6780
Legal Tract	6780
Legal Block	3
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	215 REFLECTIONS DR, 23, SAN RAMON, CA 94583-4732
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 18, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEYPOINT CU
Jan 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage KEYPOINT CU
Jan 7, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	2006310486
Last Transfer Date	Apr 12, 2022
Transfer Doc	0000066832
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115572
Date	Jun 28, 2017
Instrument	2017-115572

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 18, 2022
Property Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732
Document Number	0000066834
Map Reference	MB 326 PG 1
Instrument Date	Apr 12, 2022
Instrument	2022-066834
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 18, 2022
Property Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732
Document Number	0000066832
Map Reference	DOC 2006-0168641
Instrument Date	Apr 12, 2022
Instrument	2022-066832
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732

Mortgage

Document Number	0000066833
Date	Apr 18, 2022
Instrument	2022-066833

Lender

Name	KEYPOINT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2021
Property Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732
Document Number	0000005042
Map Reference	MB 326 PG 1
Instrument Date	Jan 2, 2021
Instrument	2021-005042
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732

Mortgage

Document Number	0000005043
Date	Jan 7, 2021
Instrument	2021-005043

Lender

Name	KEYPOINT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2021
Property Address	215 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4732
Document Number	0000005044
Instrument Date	Dec 30, 2020
Instrument	5044
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	215 REFLECTIONS DR #23 SAN RAMON CA 945834732, 23, SAN RAMON, CA 94583-4732

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,000 (-1.94%) Land $260,130 Building $133,870
2025	$5,033.00 (+3.22%) Homeowner's exemption	$401,785 (+4.04%) Land $265,270 Building $136,515
2023	$4,876.00 (+0.02%) Homeowner's exemption	$386,185 Land $254,970 Building $131,215
2022	$4,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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