215 Reflections Dr, Apt 15, San Ramon, CA 94583 Property Records

Contra Costa County property record for 215 Reflections Dr, Apt 15, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.017 acres (737 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Sep 2022)
Tax Bill	$6,121 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-781-017-8`

Property Details

APN / Parcel Number

Primary APN	`213-781-017-8`
Alternative APN	`213-781-017`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	737 sqft (0.017 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	215 REFLECTIONS DR, 15
City	SAN RAMON
State	CA
Zip	94583-4732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B3 U15
Legal Subdivision	REFLECTIONS SUB 6780
Legal Tract	6780
Legal Block	3
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

215 Reflections Dr, Apt 15 is owned and occupied by an individual who bought it in September 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	215 REFLECTIONS DR, 15, SAN RAMON, CA 94583-4732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Nov 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Sep 7, 2006 · Amount on File
Deed Document Number	2022144264
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000189849
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2022
Property Address	215 REFLECTIONS DR APT 15, 15, SAN RAMON, CA 94583-4732
Document Number	0000144264
Map Reference	DOC 2006-0168641
Instrument Date	Sep 18, 2022
Instrument	2022-144264
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 REFLECTIONS DR APT 15, 15, SAN RAMON, CA 94583-4732

Mortgage

Document Number	0000144265
Date	Sep 27, 2022
Instrument	2022-144265

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2032
Change Frequency	15 Years
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	10-Year TN
Margin	2
Max Rate	10.3%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 26, 2018
Property Address	215 REFLECTIONS DR APT 15, 15, SAN RAMON, CA 94583-4732
Document Number	0000189849
Instrument Date	Nov 15, 2018
Instrument	189849
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	TITLE 365 CORAOPOLIS PA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 REFLECTIONS DR #15 SAN RAMON CA 945834732, 15, SAN RAMON, CA 94583-4732

Mortgage

Document Number	189850
Date	Nov 26, 2018
Instrument	189850

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 215 Reflections Dr, Apt 15 was $6,121 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,000 (-14.11%) Land $285,958 Building $134,042
2025	$6,121.00 Homeowner's exemption	$488,988 Land $332,928 Building $156,060
2023	$5,932.00 (+11.82%) Homeowner's exemption	$470,000 Land $320,000 Building $150,000
2022	$5,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 215 Reflections Dr, Apt 15 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Reflections Dr, Apt 15 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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