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215 Ream St, Ada, OH 45810 Property Records

Hardin County property record for 215 Ream St, Ada, OH 45810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,736 sqft
Lot Size0.18 acres (7,850 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Mar 2018)
Tax Bill$1,396 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-030054.0000

Property Details

APN / Parcel Number

Primary APN25-030054.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,320 sqft
Basement Area904 sqft
Unfinished Basement904 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area7,850 sqft (0.18 acres)
Lot Dimensions157 ft deep x 60 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address215 REAM ST
CityADA
StateOH
Zip45810-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREAMS 69
Legal SubdivisionREAMS
JurisdictionHARDIN OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1003
Census Tract402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 REAM ST, ADA, OH 45810-1441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage
QUEST FCU
Mar 20, 2018Survivorship Deed, Transfer
QUEST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2018 · Amount on Record
Deed SaleMar 20, 2018 · Amount on Record
Prior SaleJun 23, 2011 · Amount on Record
Deed Document Number2018772
Deed Book / Page549 / 2082
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address215 REAM ST, ADA, OH 45810-1441
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 REAM ST, ADA, OH 45810-1441

Mortgage

Document Number000576/441
DateNov 20, 2025
Book Page576/441
Instrument2025003539
Lender
NameQUEST FCU
TypeCredit Union
Address12837 US HIGHWAY 68, KENTON, OH 43326
Agreement
AmountAmount Recorded
Term83 Months
DueOct 22, 2032

March 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHARDIN OH
Recording DateMar 20, 2018
Property Address215 REAM ST, ADA, OH 45810-1441
Document Number549/2082
Book / Page549 / 2082
Instrument DateMar 15, 2018
Instrument201800000772
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address215 REAM ST, ADA, OH 45810-1441

Mortgage

Document Number201800000773
DateMar 20, 2018
Instrument201800000773
Lender
NameQUEST FCU
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAda Village
CountyHardin County
County SubdivisionLiberty Township
Unified School DistrictAda Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,396.00 (+1.31%)$34,660 (-) Land $2,790 Building $31,870
2024$1,378.00 (+0.44%)$34,660 (-) Land $2,790 Building $31,870
2023$1,372.00 (+16.97%)$34,660 (+34.76%) Land $2,790 Building $31,870$99,030 (+34.75%) Land $7,970 Building $91,060
2022$1,173.00$25,720 Land $2,690 Building $23,030
2020$73,490 Land $7,690 Building $65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA VILLAGE
serves 5,334 people · EPA ID OH3300012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100
AT&T
Fixed Wireless		100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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