215 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 215 Ratzer Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 1961
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2009)
Tax Bill	$10,904 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-02406-0000-00060`

Property Details

APN / Parcel Number

Primary APN	`14-02406-0000-00060`
Alternative APNs	`1400593000000004` `140240600060`

Interior

Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Old Parcel Number	1400593000000004
Street Address	215 RATZER RD
City	WAYNE
State	NJ
Zip	07470-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2406
Legal Lot Number	60
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3028
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records · APN 14-02406-0000-00060

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 RATZER RD, WAYNE, NJ 07470-5440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2009 · Amount on Record
Deed Sale	May 18, 2009 · Amount on Record
Prior Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	200925470
Deed Book / Page	1768 / 146
Prior Transfer Date	Jan 06, 1998
Prior Transfer Doc	0000034162
Record Updated	Sep 20, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	215 RATZER RD, WAYNE, NJ 07470-5440
Document Number	0000041270
Instrument Date	Aug 07, 2019
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 RATZER RD WAYNE NJ 074705440, WAYNE, NJ 07470-5440

Mortgage

Document Number	0000041270
Date	Sep 16, 2019
Book Page	000753/000286
Instrument	41270

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2059

Interest

Rate	5%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (-) Land $117,100 Building $64,700	$181,800 (-) Land $117,100 Building $64,700
2025	$10,904.00 (+0.88%)	$181,800 (-) Land $117,100 Building $64,700	$181,800 (-) Land $117,100 Building $64,700
2024	$10,809.00 (+5.17%)
2023		$181,800 Land $117,100 Building $64,700	$181,800 Land $117,100 Building $64,700
2022	$10,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Communications Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.