215 Randolph St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 215 Randolph St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,414 sqft · built 1893
Lot Size	0.077 acres (3,350 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Sep 2025)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-178-010`

Property Details

APN / Parcel Number

Primary APN	`8913-26-178-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	548 sqft
Basement Area	716 sqft
Unfinished Basement	716 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,350 sqft (0.077 acres)
Lot Dimensions	67 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Patio Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	215 RANDOLPH ST
City	WATERLOO
State	IA
Zip	50701-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO WEST SE 7 FT SW 67 FT LOT 8 BLK 35 NW 43 FT SW 67 FT LOT 9 BLK 35
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT WATERLOO WEST
Legal Block	35
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2005
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	215 RANDOLPH ST, WATERLOO, IA 50701-5919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202514242
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	215 RANDOLPH ST, WATERLOO, IA 50701-5919
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 ELEANOR DR, WATERLOO, IA 50701-3419

Mortgage

Document Number	0202514243
Date	Sep 29, 2025
Instrument	2025-14243

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	215 RANDOLPH ST, WATERLOO, IA 50701-5919
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202514244
Date	Sep 29, 2025
Instrument	2025-14244

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 13, 2021
Property Address	215 RANDOLPH ST, WATERLOO, IA 50701-5919
Document Number	202200012321
Instrument Date	Nov 30, 2021
Instrument	202200012321
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 RANDOLPH ST, WATERLOO, IA 50701-5919

Mortgage

Document Number	202200012322
Date	Dec 13, 2021
Instrument	202200012322

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2051

Mortgage

Document Number	202200012323
Date	Dec 13, 2021
Instrument	202200012323

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (+34.62%) Homeowner's exemption	$61,720 (+15.71%) Land $5,180 Building $56,540	$61,720 (+15.71%) Land $5,180 Building $56,540
2024	$936.00 (+34.1%)
2023		$53,340 (+31.28%) Land $5,180 Building $48,160	$53,340 (+31.28%) Land $5,180 Building $48,160
2022	$698.00 Homeowner's exemption	$40,630 Land $5,180 Building $35,450
2021			$40,630 Land $5,180 Building $35,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

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