215 Podunk Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 215 Podunk Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1985
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Mar 2025)
Tax Bill	$8,410 (2026)
Deeds & Mortgages	Mar 2025 Sale & Refinance Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-00822-215`

Property Details

APN / Parcel Number

Primary APN	`520-00822-215`
Alternative APNs	`STUR M:520 B:000 L:0822-215` `M:520 B:000 L:0822=215`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,464 sqft
Basement Area	476 sqft
Finished Basement	476 sqft
Unfinished Basement	476 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	520-00822-215
Street Address	215 PODUNK RD
City	STURBRIDGE
State	MA
Zip	01566-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	822-215
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1003
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Dec 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Book / Page	71766 / 72
Prior Transfer Date	Mar 14, 2025
Prior Transfer Doc	0071766-72
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Mar 21, 2025
Property Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321
Document Number	0071766-72
Book / Page	71766 / 72
Instrument Date	Mar 14, 2025
Instrument	202500021984
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321

Mortgage

Document Number	202500021985
Date	Mar 21, 2025
Instrument	202500021985

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Dec 1, 2023
Property Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321
Document Number	069949-201
Book / Page	69949 / 201
Instrument Date	Dec 1, 2023
Instrument	100947
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000100948
Date	Dec 1, 2023
Instrument	100948

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Dec 1, 2030
Max Rate At Change	2.75%
Index	3-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	215 PODUNK RD, STURBRIDGE, MA 01566-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63791-316
Date	Nov 19, 2020
Book Page	63791/316
Instrument	142229

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,410.00 (+2.77%)	$539,100 (+4.94%) Land $117,600 Building $421,500	$561,508 (+0.57%)
2025	$8,183.00 (+2.36%)	$513,700 (+5.96%) Land $113,200 Building $400,500	$558,315 (+8.63%)
2024	$7,994.00 (+3.46%)	$484,800 (+13.38%) Land $110,900 Building $373,900	$513,950
2023	$7,727.00	$427,600 Land $97,200 Building $330,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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