215 Paramus Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 215 Paramus Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,067 sqft · built 1952
Lot Size0.567 acres (24,699 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Dec 2013)
Tax Bill$12,283 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-04807-0000-00008

Property Details

APN / Parcel Number

Primary APN51-04807-0000-00008
Alternative APN
  • 510480700008

Interior

Stories1 Story
Building Area2,067 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area24,699 sqft (0.567 acres)
Lot Dimensions168 ft deep x 147 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address215 PARAMUS RD
CityRIDGEWOOD
StateNJ
Zip07450-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR125
Legal Description.567 AC
Legal Block4807
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2007
Census Tract47100

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address215 PARAMUS RD, RIDGEWOOD, NJ 07450-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE CORP
Aug 18, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2013 · Amount on File
Deed SaleDec 9, 2013 · Amount on File
Prior SaleJun 14, 2006 · Amount on File
Deed Document Number2013125251
Deed Book / Page1580 / 529
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address215 PARAMUS RD, RIDGEWOOD, NJ 07450-2912
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035680607
DateApr 13, 2020
Book Page3568/607
Instrument20-038598
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address215 PARAMUS RD, RIDGEWOOD, NJ 07450-2912
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036721304
DateAug 18, 2020
Book Page3672/1304
Instrument20-075075
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$425,000 (-) Land $257,500 Building $167,500$425,000 (-) Land $257,500 Building $167,500
2025$12,283.00 (+0.74%)$425,000 (-) Land $257,500 Building $167,500$425,000 (-) Land $257,500 Building $167,500
2024$12,193.00 (+4.98%)
2023$425,000 Land $257,500 Building $167,500$425,000 Land $257,500 Building $167,500
2022$11,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1999–2024)
Claims Outside the SFHA3 of 17
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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