215 NW 12th St, Cedaredge, CO 81413 Property Records

Delta County property record for 215 NW 12th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 1999
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Apr 2023)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R002399`

Property Details

APN / Parcel Number

Primary APN	`R002399`
Alternative APN	`319319411001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,765 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R002399
Street Address	215 NW 12TH ST
City	CEDAREDGE
State	CO
Zip	81413-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	215 NW 12TH ST CEDAREDGE 81413 S: 19 T: 13S R: 94W SUBDIVISION: CEDAR ROCK SUBDIVISION #5 LOT: 5 TOTAL AC .427+- (N125.00, E253.70, W203.62+87.32) LOT 5 CEDAR ROCK SUB #5. PT OF SE4SE4 SEC 19 T13S R94W 6PM BK 492 PGS 658 (R-392077) THRU 662 (R-392081
Legal Subdivision	CEDAR ROCK SUBDIVISION #5
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1012
Census Tract	965201

Owner

215 NW 12th St is owned by an individual who bought it in April 2023.

Source: Delta County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1232 MAYO ST, RIDGECREST, CA 93555-8816
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Special Warranty Deed, Transfer · Line of Credit GENEVA FINANCIAL LLC
May 9, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	2023745957
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000739197
Record Updated	Sep 20, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 14, 2023
Property Address	215 NW 12TH ST, CEDAREDGE, CO 81413-4111
Document Number	0000745957
Instrument Date	Apr 13, 2023
Instrument	745957
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 NW 12TH ST, CEDAREDGE, CO 81413-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1232 MAYO ST, RIDGECREST, CA 93555-8816
Investor	Possibly a Property Investor

Mortgage

Document Number	0000745958
Date	Apr 14, 2023
Instrument	745958

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	May 9, 2022
Property Address	215 NW 12TH ST, CEDAREDGE, CO 81413-4111
Document Number	0000739197
Instrument Date	May 9, 2022
Instrument	739197
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	215 NW 12TH ST, CEDAREDGE, CO 81413-4111

Tax Assessment & Valuation

The 2025 property tax bill for 215 NW 12th St was $1,882, up 16.7% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+16.68%)	$27,264 (+15.15%) Land $2,813 Building $24,451	$436,216 (+23.44%) Land $45,000 Building $391,216
2024	$1,613.00 (+4.13%)	$23,676 (-) Land $2,319 Building $21,357	$353,373 (-) Land $34,613 Building $318,760
2023	$1,549.00 (+11.2%)	$23,676 (+13.81%) Land $2,319 Building $21,357	$353,373 (+18.06%) Land $34,613 Building $318,760
2022	$1,393.00	$20,804 Land $2,016 Building $18,788	$299,324 Land $29,000 Building $270,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 NW 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 NW 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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