215 N Pine St, Hemlock, MI 48626 Property Records

Saginaw County property record for 215 N Pine St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,402 sqft · built 1962
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual on Record
Last Sale	$129,900 (Feb 2021)
Tax Bill	$3,532 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0528-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0528-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	99 ft deep x 62 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 N PINE ST
City	HEMLOCK
State	MI
Zip	48626-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1 & 4 EXC S 70 FT BLK 6 ARMINDA THOMAS ADD TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	ARMINDA THOMAS ADD
Legal Block	6
Legal Lot Number	1,4
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2006
Census Tract	12100

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	215 N PINE ST, HEMLOCK, MI 48626-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	20214945
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 16, 2021
Property Address	215 N PINE ST, HEMLOCK, MI 48626-9325
Document Number	2021004945
Map Reference	LB 76 PG 23
Instrument Date	Feb 12, 2021
Instrument	2021004945
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N PINE ST, 215, HEMLOCK, MI 48626-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 N PINE ST, HEMLOCK, MI 48626-9325

Mortgage

Document Number	2021004946
Date	Feb 16, 2021
Instrument	2021004946

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	215 N PINE ST, HEMLOCK, MI 48626-9325
Document Number	0000000500
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 N PINE ST HEMLOCK MI 486269325, HEMLOCK, MI 48626-9325

Mortgage

Document Number	0000000500
Date	Jan 8, 2020
Instrument	500

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (+35.17%)	$181,400 (+35.17%)
2024	$3,532.00 (+11.35%)
2023		$67,100	$134,200
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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