215 N Main St, Phoenix, OR 97535 Property Records

Jackson County property record for 215 N Main St, Phoenix, OR 97535

Property Summary

Property Type	Commercial
Details	1,568 sqft · built 1940
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2021)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W09DD3700`

Property Details

APN / Parcel Number

Primary APN	`381W09DD3700`
Alternative APNs	`381W09DD03700` `10010484`

Interior

Building Area	1,568 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	215 N MAIN ST
City	PHOENIX
State	OR
Zip	97535-0078
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-C
Legal Range	01W
Legal Township	38S
Legal Section	09
Legal Quarter	4
Legal Subdivision	THE TOWN OF PHOENIX
Legal Block	5
Legal Lot Number	3-5
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	5
Census Block	5011
Census Tract	1602

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	215 N MAIN ST, PHOENIX, OR 97535-0078
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM BRET HOWARD & LORI ANN HOWA
May 23, 2019	Deed of Trust, Mortgage PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Feb 25, 2002 · Amount on Record
Deed Document Number	202146913
Prior Transfer Date	Nov 1, 2007
Prior Transfer Doc	0000050304
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 10, 2021
Property Address	215 N MAIN ST, PHOENIX, OR 97535-0078
Document Number	0000046913
Instrument Date	Nov 10, 2021
Instrument	2021-046913
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 MAIN ST, PHOENIX, OR 97535-0078

Mortgage

Document Number	0000046914
Date	Nov 10, 2021
Instrument	2021-046914

Lender

Name	WILLIAM BRET HOWARD & LORI ANN HOWA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	110 Months
Due	Jan 1, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	215 MAIN ST, PHOENIX, OR 97535-0078
Document Number	0000014342
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3755 HARBROOKE RD MEDFORD OR 975049312, MEDFORD, OR 97504-9312

Mortgage

Document Number	0000014342
Date	May 28, 2019
Instrument	14342

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 27, 2044

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Phoenix City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,990 (+3%)	$446,870 (+13.09%) Land $357,710 Building $89,160
2025	$3,669.00 (+0.94%)	$186,400 (+2.99%) Land $117,620 Building $68,780	$395,140 (+17.82%) Land $322,260 Building $72,880
2024	$3,635.00 (+7.29%)	$180,980 (+3%) Land $114,200 Building $66,780	$335,390 (-3%) Land $273,100 Building $62,290
2023	$3,388.00 (+20.23%)	$175,710 (+3%) Land $110,880 Building $64,830	$345,770 (+5%) Land $281,550 Building $64,220
2022	$2,818.00	$170,600 Land $107,660 Building $62,940	$329,300 Land $268,140 Building $61,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 5,900 people · EPA ID OR4100625
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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