215 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 215 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Commercial
Details	78,620 sqft · built 1984
Lot Size	5.54 acres (241,398 sqft)
Owner	Company Name on File
Tax Bill	$78,144 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4097-00080`

Property Details

APN / Parcel Number

Primary APN	`010-4097-00080`
Alternative APNs	`774059` `775614`

Interior

Units	42 Units
Stories	1 Story
Building Area	78,620 sqft Gross Area
1st Floor Area	78,620 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Lot Area	241,398 sqft (5.54 acres)
Garage Area	137,000 sqft
Canopy	6,620 sqft
Loading Dock	792 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	775614
Street Address	215 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-2402
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	INC PART OF PLATTED VACATED BRISTOL STR& INC PART OF VACATED AVE ADJ SERIAL #
Legal Subdivision	SPIRIT VALLEY DIV
Legal Block	3
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	3400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	525 S LAKE AVE, 100, DULUTH, MN 55802-2301
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	215 N CENTRAL AVE, DULUTH, MN 55807-2402
Document Number	00A1332619
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5713 GRAND AVE DULUTH MN 558072563, DULUTH, MN 55807-2563

Mortgage

Document Number	00A1332619
Date	May 10, 2018
Instrument	A1332619

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 9, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$78,144.00 (+9.47%)
2025		$2,380,900 (+9.69%) Land $1,054,100 Building $1,326,800	$2,380,900 (+9.69%) Land $1,054,100 Building $1,326,800
2024	$71,382.00	$2,170,500 (-58.8%) Land $1,023,100 Building $1,147,400	$2,170,500 (-58.8%) Land $1,023,100 Building $1,147,400
2022		$5,268,700 Land $1,023,100 Building $4,245,600	$5,268,700 Land $1,023,100 Building $4,245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20