215 Main St, Jefferson, SD 57038 Property Records

Union County property record for 215 Main St, Jefferson, SD 57038

Property Summary

Property TypeCommercial
Details840 sqft · built 1975
Lot Size0.155 acres (6,750 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (May 2018)
Tax Bill$2,673 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN04.01.02.1035

Property Details

APN / Parcel Number

Primary APN04.01.02.1035

Interior

Units2 Units
Building Area840 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions150 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address215 MAIN ST
CityJEFFERSON
StateSD
Zip57038-2073
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWSTRLY 45' LOT 7 BLK 2 ORIG JEFF CITY
Legal Block2
Legal Lot Number7
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1078
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 323, JEFFERSON, SD 57038-0323
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address215 MAIN ST, JEFFERSON, SD 57038-2073
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48150 COUNTY RD 18, JEFFERSON, SD 57038

Mortgage

Document Number000178/871
DateAug 12, 2021
Book Page178/871
Instrument213783
Lender
NameF & M BANK
TypeBank
AddressSOUTH SIOUX CITY, NE 68776
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityJefferson City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,673.00 (+0.04%)$217,944 (-) Land $24,960 Building $192,984
2025$2,672.00 (+22.74%)$217,944 (+98.28%) Land $24,960 Building $192,984
2024$2,177.00 (-3.2%)
2023$2,249.00 (-3.68%)$109,920 Land $14,400 Building $95,520
2022$2,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON
serves 475 people · EPA ID SD4600060
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable · Fiber in parts of the area
1,500 / 50
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Main St

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