Columbia County and Germantown Town property record for 215 Main St, Germantown, NY 12526
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 2,580 sqft · built 1938 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $377,500 (Jul 2017) |
| Tax Bill | $4,593 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Loan Modification + 3 more |
| APN | 103600 158.4-3-44 |
| Primary APN | 103600 158.4-3-44 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,580 sqft Gross Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Sewer | Municipal |
|---|
| Street Address | 215 MAIN ST |
|---|---|
| City | GERMANTOWN |
| State | NY |
| Zip | 12526-5327 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | RA2 |
| Legal Description | 10 79 |
| Legal Block | 3 |
| Legal Lot Number | 44.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2000 |
Source: Columbia County and Germantown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 44 YOUNG AMERICA RD, GERMANTOWN, NY 12526-5611 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 18, 2018 | Deed of Trust, Mortgage BANK OF GREENE COUNTY |
| Apr 16, 2018 | Loan Modification, Mortgage BANK OF GREENE CNTY |
| Apr 16, 2018 | Loan Modification, Mortgage BANK OF GREENE CNTY |
| Apr 16, 2018 | Deed of Trust, Mortgage BANK OF GREENE CNTY |
| Jul 5, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF GREENE CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Prior Sale | Sep 24, 2008 · Amount on Record |
| Deed Book / Page | 849 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 215 MAIN ST, GERMANTOWN, NY 12526-5327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003726 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 0000000865/0000000519 |
| Instrument | 20180003726 |
| Name | BANK OF GREENE COUNTY |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 215 MAIN ST, GERMANTOWN, NY 12526-5327 |
| Document Number | 0000003724 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 YOUNG AMERICA RD GERMANTOWN NY 125265611, GERMANTOWN, NY 12526-5611 |
| Document Number | 0000003724 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 000865/000484 |
| Instrument | 3724 |
| Name | BANK OF GREENE CNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 215 MAIN ST, GERMANTOWN, NY 12526-5327 |
| Document Number | 0000003727 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 YOUNG AMERICA RD GERMANTOWN NY 125265611, GERMANTOWN, NY 12526-5611 |
| Document Number | 0000003727 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 000865/000534 |
| Instrument | 3727 |
| Name | BANK OF GREENE CNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 215 MAIN ST, GERMANTOWN, NY 12526-5327 |
| Document Number | 0000003723 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 YOUNG AMERICA RD GERMANTOWN NY 125265611, GERMANTOWN, NY 12526-5611 |
| Document Number | 0000003723 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 000865/000464 |
| Instrument | 3723 |
| Name | BANK OF GREENE CNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Jul 5, 2017 |
| Property Address | 215 MAIN ST, GERMANTOWN, NY 12526-5327 |
| Document Number | 0000006101 |
| Book / Page | 000848 / 000001 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 6101 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 YOUNG AMERICA RD GERMANTOWN NY 125265611, GERMANTOWN, NY 12526-5611 |
| Document Number | 6102 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 000848/000005 |
| Instrument | 6102 |
| Name | BANK OF GREENE CNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 4, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Germantown Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,593.00 (+0.9%) | ||
| 2025 | $4,552.00 | $210,000 (-) Land $16,000 Building $194,000 | $355,932 (+22.03%) Land $27,119 Building $328,813 |
| 2023 | $210,000 Land $16,000 Building $194,000 | $291,667 Land $22,222 Building $269,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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