215 Lepanto Ave, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 215 Lepanto Ave, Middletown, KY 40243

Property Summary

Property TypeCondominium
Details4 bd · 2 ba · 2,120 sqft · built 2012
Lot Size84.3 acres (3,675,726 sqft)
OwnerIndividual Name on Record
Last Sale$395,059 (Mar 2010)
Tax Bill$3,116 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21396500150000

Property Details

APN / Parcel Number

Primary APN21396500150000
Alternative APNs
  • 396500150000
  • 91028314

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,120 sqft Finished Area
Basement Area2,120 sqft
FlooringCovered
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCondo/Apartment
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,675,726 sqft (84.3 acres)
Lot Dimensions387 ft deep x 9,498 ft wide
Garage TypeAttached
Garage Area537 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number91028314
Street Address215 LEPANTO AVE
CityLOUISVILLE
StateKY
Zip40243-1062
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSPRING HOUSE COVE CONDOMINIUMS 5TH AMENDMENT, UNIT 15, AOB.127 PGS. 91-92, DB (9498 X 387) OFF BLK 3938 LOT 2
Legal SubdivisionSPRING HOUSE COVE CONDOMINIUMS
Legal Block3938
Legal Lot Number2
Legal Unit15
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3011
Census Tract10405

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 LEPANTO AVE, LOUISVILLE, KY 40243-1062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2010 · Amount on Record
Deed SaleMar 8, 2010 · Amount on Record
Deed Document Number201029864
Deed Book / Page9531 / 882
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address215 LEPANTO AVE, MIDDLETOWN, KY 40243-1062
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000282050
DateNov 10, 2021
Book PageM 17770/301
Instrument2021282050
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5%
Index1-Year CMT
Margin3
Max Rate9%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (-4.56%) Homeowner's exemption$328,320 (-) Building $328,320
2024$328,320 (-) Building $328,320
2023$3,265.00 (-2.36%) Homeowner's exemption$328,320 (-) Building $328,320$328,320 (-) Building $328,320
2022$3,344.00 Homeowner's exemption$328,320 Building $328,320$328,320 Building $328,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: BluegrassNet.

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