215 Lake St E, Isle, MN 56342 Property Records

Mille Lacs County property record for 215 Lake St E, Isle, MN 56342

Property Summary

Property Type	Mobile Home
Details	960 sqft · built 1999
Lot Size	0.409 acres (17,845 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Jul 2026)
Tax Bill	$950 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-040-0470`

Property Details

APN / Parcel Number

Primary APN	`20-040-0470`

Interior

Building Area	960 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	17,845 sqft (0.409 acres)
Deck Area	276 sqft

Location & Zoning

Street Address	215 LAKE ST E
City	ISLE
State	MN
Zip	56342-4577
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	& LOTS 5 & 6 BLK 9
Legal Range	25
Legal Township	42
Legal Section	11
Legal Subdivision	ISLE TOWNSITE
Legal Block	9
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1019
Census Tract	970100

Owner

215 Lake St E, a mobile home, is owned by an individual who bought it in July 2026.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1, ISLE, MN 56342-0001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK
May 3, 2022	Warranty Deed, Transfer
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	2026452127
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 22, 2026
Property Address	215 LAKE ST E, ISLE, MN 56342-4577
Document Number	0000452127
Instrument Date	Jul 17, 2026
Instrument	2026452127
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,496.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452128,
Date	Jul 22, 2026
Instrument	2026452128

Lender

Name	DEERWOOD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 3, 2022
Property Address	215 LAKE ST E, ISLE, MN 56342-4577
Document Number	000A431028
Instrument Date	Apr 25, 2022
Instrument	A431028
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAKE ST E, ISLE, MN 56342-4577

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 22, 2019
Property Address	215 LAKE ST E, ISLE, MN 56342-4577
Document Number	A413855
Instrument Date	May 22, 2019
Instrument	A413855
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAKE ST E, ISLE, MN 56342-4577

Mortgage

Document Number	A413856
Date	Oct 22, 2019
Instrument	A413856

Lender

Name	NORTHVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 215 Lake St E was $950, up 4.9% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$950.00 (+4.86%)	$100,100 (+2.67%) Land $38,300 Building $61,800	$100,100 (+2.67%) Land $38,300 Building $61,800
2025	$906.00 Homeowner's exemption	$97,500 Land $38,300 Building $59,200	$97,500 Land $38,300 Building $59,200
2023	$1,334.00	$89,400 Land $32,500 Building $56,900	$89,400 Land $32,500 Building $56,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Lake St E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Lake St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake St E

Nearby Streets

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