215 Lake Dr, Gray Summit, MO 63039 Property Records

Franklin County property record for 215 Lake Dr, Gray Summit, MO 63039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Mar 2025)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3-06.0-2-004-050.000`

Property Details

APN / Parcel Number

Primary APN	`19-3-06.0-2-004-050.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 2000
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	215 LAKE DR
City	GRAY SUMMIT
State	MO
Zip	63039-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:PT21 BEAUTY VIEW MOBILE 3
Legal Range	02E
Legal Township	43
Legal Section	06
Legal Quarter	NW
Legal Subdivision	BEAUTY VIEW MOBILE
Legal Block	4
Legal Lot Number	21
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1038
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4151 QUINCY ST, SAINT LOUIS, MO 63116-2704
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Oct 25, 2022
Deed Document Number	2502694
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 25, 2022
Property Address	215 LAKE DR, GRAY SUMMIT, MO 63039-1146
Document Number	0002216411
Map Reference	PB K PG 30
Instrument Date	Oct 20, 2022
Instrument	2216411
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14862 EVERGREEN LN, 14862, SAINTE GENEVIEVE, MO 63670-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAKE DR, GRAY SUMMIT, MO 63039-1146

Mortgage

Document Number	0002216412
Date	Oct 25, 2022
Instrument	2216412

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00 (+30.71%)	$30,820 (+20.4%)	$162,210 (+20.4%) Land $19,000 Building $143,210
2023	$1,817.00 (+22.03%)	$25,599	$134,730 Land $19,000 Building $115,730
2022	$1,489.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T, Bays-ET Highspeed.

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