215 Independence Station Rd, Independence, KY 41051 Property Records

Kenton County property record for 215 Independence Station Rd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1959
Lot Size	0.803 acres (34,979 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (May 2018)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-40-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`032-40-01-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Finished Area
Gross Area	2,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	34,979 sqft (0.803 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	215 INDEPENDENCE STATION RD
City	INDEPENDENCE
State	KY
Zip	41051-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.803 ACS SWS INDEP STA RD
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3001
Census Tract	63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	215 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 15, 2020	Quit Claim Deed, Transfer AMERICAN MTG SVC
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Deed Document Number	201805 07 059 00159
Deed Book / Page	4103 / 152
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000000126
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	215 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9618
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9618

Mortgage

Document Number	0005900074
Date	Aug 9, 2022
Book Page	395/983
Instrument	22080905900074

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 7, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 15, 2020
Property Address	215 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9618
Document Number	0000000126
Book / Page	000060 / 000954
Instrument Date	Dec 4, 2020
Instrument	126
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 INDEPENDENCE STATION RD INDEPENDENCE KY 410519618, INDEPENDENCE, KY 41051-9618

Mortgage

Document Number	127
Date	Dec 15, 2020
Book Page	00M140/000710
Instrument	127

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 7, 2018
Property Address	215 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9618
Document Number	0000000159
Book / Page	0I4103 / 000152
Instrument Date	Apr 27, 2018
Instrument	159
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 INDEPENDENCE STATION RD INDEPENDENCE KY 410519618, INDEPENDENCE, KY 41051-9618

Mortgage

Document Number	162
Date	May 7, 2018
Book Page	0I4103/000157
Instrument	162

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,900 (-) Land $35,000 Building $144,900	$179,900 (-) Land $35,000 Building $144,900
2025	$2,092.00 (-7.84%)	$179,900 (-) Land $35,000 Building $144,900	$179,900 (-) Land $35,000 Building $144,900
2023	$2,270.00	$179,900 Land $25,000 Building $154,900	$179,900 Land $25,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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