215 Hawthorne Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 215 Hawthorne Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 1970
Lot Size	0.352 acres (15,333 sqft)
Owner	Individual Name on File
Tax Bill	$4,653 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-612-0028-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-612-0028-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	155 ft deep x 99 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 HAWTHORNE RD
City	SAINT CLAIR
State	MI
Zip	48079-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 62 PALMER VILLAGE SUBDIVISION NO. 2
Legal Subdivision	PALMER VILLAGE
Legal Lot Number	62
Legal Unit	62
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7003
Census Tract	642000

Owner

215 Hawthorne Rd is owned and occupied by an individual who acquired it in September 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2024
Transfer Doc	0005745237
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 21, 2026
Property Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228
Document Number	0005926487
Book / Page	5926 / 487
Instrument Date	May 15, 2026
Instrument	202610258
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228

Mortgage

Document Number	0000010258,
Date	May 21, 2026
Book Page	5926/487
Instrument	202610258

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228

Mortgage

Document Number	0005637955
Date	Jul 17, 2023
Book Page	5637/955
Instrument	2023012609

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 22, 2033

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228

Mortgage

Document Number	0005495701
Date	Mar 8, 2022
Book Page	5495/701
Instrument	2022005625

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	215 HAWTHORNE RD, SAINT CLAIR, MI 48079-4228
Document Number	0050210275
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 HAWTHORNE RD ST CLAIR MI 480794228, ST CLAIR, MI 48079-4228

Mortgage

Document Number	0050210275
Date	Jan 3, 2019
Book Page	005021/000275

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 2, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 215 Hawthorne Rd was $4,653 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,300 (+2.58%)	$278,600
2025	$4,653.00 (+2.81%) Homeowner's exemption	$135,800
2024	$4,526.00		$271,600
2023		$138,000
2022	$4,207.00		$276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Hawthorne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Hawthorne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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