215 Harding St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 215 Harding St, Worcester, MA 01604

Property Summary

Property Type	Restaurant
Details	4,068 sqft · built 1930
Lot Size	0.054 acres (2,360 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Dec 1998)
Tax Bill	$11,970 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-022-00006`

Property Details

APN / Parcel Number

Primary APN	`4-022-00006`
Alternative APN	`WORC M:04 B:022 L:00006`

Interior

Stories	2 Stories
Building Area	4,068 sqft Total Area
Gross Area	4,088 sqft
Basement Area	2,054 sqft
Unfinished Basement	2,054 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	2,360 sqft (0.054 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	4-022-00006
Street Address	215 HARDING ST
City	WORCESTER
State	MA
Zip	01604
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	BG-3
Legal Block	22
Legal Lot Number	6
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1030
Census Tract	732500

Owner

Source: Worcester County and Worcester City records · APN 4-022-00006

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 KELLEY SQ, WORCESTER, MA 01610-2754
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1998 · Amount on Record
Deed Sale	Dec 31, 1998 · Amount on Record
Deed Book / Page	20872 / 296
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	215 HARDING ST, WORCESTER, MA 01604
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	059533-236
Date	Oct 11, 2018
Book Page	59533/236
Instrument	108085

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,970.00 (-4.27%)	$418,400 (+4.6%) Land $64,900 Building $353,500
2023	$12,504.00	$400,000 Land $56,400 Building $343,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277325001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1984–2016)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Oct 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 128 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.