215 Gainsborough Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 215 Gainsborough Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,774 sqft · built 1989
Lot Size	0.344 acres (15,000 sqft)
Owner	Trust Name on File
Last Sale	$655,000 (Mar 2005)
Tax Bill	$9,881 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`213-0830-003-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0830-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,774 sqft Living Area
1st Floor Area	2,774 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	215 GAINSBOROUGH CIR
City	FOLSOM
State	CA
Zip	95630-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML (A)
Legal Description	OAKS VISTA ESTATES 03, LOT 43
Legal Subdivision	OAKS VISTA ESTATES 03
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2016
Census Tract	8209

Owner

215 Gainsborough Cir is owner-occupied and held in a trust since September 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	215 GAINSBOROUGH CIR, FOLSOM, CA 95630-1810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Quit Claim Deed, Transfer LEND PLUS
Oct 2, 2020	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2005 · Amount on File
Deed Sale	Mar 23, 2005 · Amount on File
Prior Sale	Jul 30, 1999 · Amount on File
Deed Book / Page	20050323 / 2943
Last Transfer Date	Sep 23, 2020
Transfer Doc	10020000000299
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 1, 2020
Property Address	215 GAINSBOROUGH CIR, FOLSOM, CA 95630-1810
Document Number	2010011752
Instrument Date	Sep 23, 2020
Instrument	2010011752
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	215 GAINSBOROUGH CIR FOLSOM CA 956301810, FOLSOM, CA 95630-1810

Mortgage

Document Number	2010011753
Date	Oct 1, 2020
Instrument	2010011753

Lender

Name	LEND PLUS
Address	ALISO VIEJO, CA 92656

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2040

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2020
Property Address	215 GAINSBOROUGH CIR, FOLSOM, CA 95630-1810
Document Number	2010020299
Instrument Date	Sep 23, 2020
Instrument	2010020299
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	215 GAINSBOROUGH CIR FOLSOM CA 956301810, FOLSOM, CA 95630-1810

Tax Assessment & Valuation

The 2025 property tax bill for 215 Gainsborough Cir was $9,881 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,258 (+2%) Land $213,259 Building $717,999
2025	$9,881.00 (+2.12%) Homeowner's exemption	$912,999 Land $209,078 Building $703,921
2024	$9,676.00 (+1.82%)
2023	$9,503.00 (+1.5%) Homeowner's exemption	$877,548 Land $200,960 Building $676,588
2022	$9,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 215 Gainsborough Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Gainsborough Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

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