215 Fire Tower Rd, Richlands, NC 28574 Property Records

Onslow County property record for 215 Fire Tower Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1980
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2021)
Tax Bill	$794 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-22.3`

Property Details

APN / Parcel Number

Primary APN	`47-22.3`
Alternative APNs	`476453000` `029469`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	476453000
Street Address	215 FIRE TOWER RD
City	RICHLANDS
State	NC
Zip	28574-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1211
Legal Subdivision	THE GLEN OF HUNTERS CREEK
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	3
Census Block	3009
Census Tract	205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 FIRE TOWER RD, RICHLANDS, NC 28574-8159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 3, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Book / Page	5557 / 219
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 31, 2021
Property Address	215 FIRE TOWER RD, RICHLANDS, NC 28574-8159
Document Number	0055570219
Book / Page	5557 / 219
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 FIRE TOWER RD, RICHLANDS, NC 28574-8159

Mortgage

Document Number	0005557224
Date	Aug 31, 2021
Instrument	5557/224

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	215 FIRE TOWER RD, RICHLANDS, NC 28574-8159
Document Number	0053390426
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	MADISON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2005 MARKET ST #1000 PHILADELPHIA PA 191037031, 1000, PHILADELPHIA, PA 19103-7031

Mortgage

Document Number	0053390426
Date	Dec 16, 2020
Book Page	005339/000426

Lender

Name	WELLS FARGO BK
Type	Bank
Address	10 S WACKER DR # 32ND, CHICAGO, IL 60606-7453

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	215 FIRE TOWER RD, RICHLANDS, NC 28574-8159
Document Number	0052380578
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2005 MARKET ST #1000 PHILADELPHIA PA 191037031, 1000, PHILADELPHIA, PA 19103-7031

Mortgage

Document Number	0052380578
Date	Aug 14, 2020
Book Page	005238/000578

Lender

Name	WELLS FARGO BK
Type	Bank
Address	10 S WACKER DR # 32ND, CHICAGO, IL 60606-7453

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$794.00	$182,487 (+50.44%) Land $45,230 Building $137,257	$182,487 (+50.44%) Land $45,230 Building $137,257
2023	$794.00	$121,301 Land $20,250 Building $101,051	$121,301 Land $20,250 Building $101,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222
Water Source	Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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