Garrett County property record for 215 Fairgate Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,728 sqft · built 2024 |
| Lot Size | 1.17 acres (51,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,238,000 (Nov 2025) |
| Tax Bill | $8,392 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-022958 |
| Primary APN | 18-022958 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 51,400 sqft (1.17 acres) |
| Porch | Open Porch |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 022958 |
|---|---|
| Street Address | 215 FAIRGATE RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.18 AC LOT 1 SECT A GERALD GLOTFELTY SUB |
| Legal Subdivision | GERALD GLOTFELTY SUB |
| Legal Lot Number | 1 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 502 |
Source: Garrett County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 FAIRGATE RD, MC HENRY, MD 21541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2005 · Amount on Record |
| Deed Document Number | 0002650371 |
| Deed Book / Page | 2650 / 371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Nov 18, 2025 |
| Property Address | 215 FAIRGATE RD, MC HENRY, MD 21541 |
| Document Number | 0026500371 |
| Book / Page | 2650 / 371 |
| Map Reference | DR F FILE 41 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 215 FAIRGATE RD, MC HENRY, MD 21541 |
| Document Number | 0002650379 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2650/379 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
Source: Garrett County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,392.00 (+1,927.05%) | $741,367 (+1,988.36%) | $863,800 (+2,333.24%) Land $65,500 Building $798,300 |
| 2023 | $414.00 | $35,500 Land $35,500 | $35,500 Land $35,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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