215 Eagle Gap Rd, Waynesville, NC 28786 Property Records

Haywood County property record for 215 Eagle Gap Rd, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,008 sqft · built 2023
Lot Size	3.24 acres (141,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2022)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8605-38-0830`

Property Details

APN / Parcel Number

Primary APN	`8605-38-0830`
Alternative APN	`274173`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,008 sqft Heated Area
Gross Area	5,100 sqft
1st Floor Area	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Lot Area	141,483 sqft (3.24 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	274173
Street Address	215 EAGLE GAP RD
City	WAYNESVILLE
State	NC
Zip	28786-1086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ENRD
Legal Description	#47 PH 2 N LAUREL RIDGE COUNTRY CLUB
Legal Subdivision	LAUREL RIDGE COUNTRY CLUB
Legal Phase	2
Legal Unit	47
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	3
Census Block	3029
Census Tract	920800

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 EAGLE GAP RD, WAYNESVILLE, NC 28786-1086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Mar 9, 1995
Deed Document Number	20228384
Deed Book / Page	1069 / 137
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	215 EAGLE GAP RD, WAYNESVILLE, NC 28786-1086
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 VIA AMALFI 312, 312, IRVING, TX 75039-2860

Mortgage

Document Number	0010801305
Date	Feb 7, 2023
Book Page	1080/1305
Instrument	2023000942

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 8, 2022
Property Address	215 EAGLE GAP RD, WAYNESVILLE, NC 28786-1086
Document Number	0010690137
Book / Page	1069 / 137
Map Reference	CAB D SL 1438
Instrument Date	Aug 8, 2022
Instrument	2022008384
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 771399, WINTER GARDEN, FL 34777-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 VIA AMALFI, WINTER GARDEN, FL 34777

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$878,800 (-) Land $118,900 Building $759,900
2025	$4,992.00 (+684.91%)	$878,800 (+639.11%) Land $118,900 Building $759,900	$878,800 (+639.11%) Land $118,900 Building $759,900
2023		$118,900 Land $118,900
2022	$636.00
2021			$118,900 Land $118,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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