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215 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 215 E Water St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,281 sqft · built 1900
Lot Size0.262 acres (11,400 sqft)
OwnerCompany Name on Record
Last Sale$132,000 (Feb 2023)
Tax Bill$2,105 (2025)
Deeds & MortgagesFeb 2023 Sale
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043188-8

Property Details

APN / Parcel Number

Primary APN043188-8
Alternative APN
  • 027-10397-13930-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,281 sqft Living Area
Gross Area2,487 sqft
1st Floor Area1,281 sqft
AtticAttic
Attic Area550 sqft
Basement Area656 sqft
Unfinished Basement530 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Exterior MaterialWood
Foundation TypeRaised
Lot Area11,400 sqft (0.262 acres)
Lot Dimensions200 ft deep x 57 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area329 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043188-8
Street Address215 E WATER ST
CityOAK HARBOR
StateOH
Zip43449-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 & 9 W 1/2 EXC E 19.63 FT H F HARRISON
Legal SubdivisionH F HARRISON S ADDITION
Legal Lot Number8-9
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3006
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address101 N BENTON ST, OAK HARBOR, OH 43449-1363
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Warranty Deed, Transfer
RIT COAST TITLE, TRI COAST TITLE
Sep 6, 2019Warranty Deed, Transfer
FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleSep 6, 2019 · Amount on Record
Deed Document Number20231028
Deed Book / Page1935 / 590
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateFeb 17, 2023
Property Address215 E WATER ST, OAK HARBOR, OH 43449-1452
Document Number0000001028
Book / Page1935 / 590
Instrument DateFeb 17, 2023
Instrument2023-001028
Transaction TypeTransfer
Record UpdatedMar 1, 2023
Title CompanyRIT COAST TITLE, TRI COAST TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 N BENTON ST, OAK HARBOR, OH 43449-1363

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateSep 6, 2019
Property Address215 E WATER ST, OAK HARBOR, OH 43449-1452
Document Number0000287963
Book / Page001733 / 000809
Instrument DateSep 6, 2019
Instrument287963
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyTRUE CONCEPT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$412.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 E WATER ST OAK HARBOR OH 434491452, OAK HARBOR, OH 43449-1452

Mortgage

Document Number287964
DateSep 6, 2019
Book Page001733/000811
Instrument287964
Lender
NameFIRST FED'L BK/THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
AmountAmount Recorded
Term360 Months
DueSep 5, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,105.00 (-0.75%)$47,149 (-) Land $10,469 Building $36,680
2024$2,121.00 (+13.3%)$47,149 (+26.83%) Land $10,469 Building $36,680$134,710 (+26.83%) Land $29,910 Building $104,800
2023$1,872.00 (+1.19%) Homeowner's exemption$37,174 (-) Land $8,726 Building $28,448
2022$1,850.00 Homeowner's exemption$37,174 Land $8,726 Building $28,448
2021$106,210 Land $24,930 Building $81,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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