215 E Market St, Troy, IL 62294 Property Records

Madison County property record for 215 E Market St, Troy, IL 62294

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,402 sqft · built 1970
Lot Size	0.083 acres (3,630 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Jul 2026)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Mortgage + 1 more
APN	`09-2-22-09-07-205-025`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-07-205-025`

Interior

Building Area	1,402 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	40 ft deep x 90.8 ft wide

Location & Zoning

Street Address	215 E MARKET ST
City	TROY
State	IL
Zip	62294
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	JARVIS W ADD TO TROY PT LOT 1 90.75 X 40 IRR
Legal Subdivision	JARVIS W ADDN
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1044
Census Tract	403531

Owner

215 E Market St, a commercial property, is owned by a company that bought it in July 2026.

Source: Madison County records, as of August 20, 2026

Owner of Record	Company Name on File
Mailing Address	2319 TIMBER RIDGE RD, SAINT JACOB, IL 62281-1050
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Commercial Mortgage BANK OF SPRINGFIELD
Aug 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage CARROLLTON BANK
Jul 31, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK STAUNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jul 2, 2024 · Amount on File
Deed Document Number	202621361
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 24, 2026
Property Address	215 E MARKET ST, TROY, IL 62294
Document Number	0000021361
Instrument Date	Jul 17, 2026
Instrument	202621361
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$43,935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 TIMBER RIDGE RD, SAINT JACOB, IL 62281-1050

Mortgage

Date	Jul 24, 2026

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	215 E MARKET ST, TROY, IL 62294
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022666
Date	Aug 25, 2023
Instrument	2023R22666

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 23, 2026

July 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 31, 2018
Property Address	215 E MARKET ST, TROY, IL 62294
Document Number	0000023574
Instrument Date	Jul 30, 2018
Instrument	2018R23574
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7811 ZENK RD, TROY, IL 62294-2325

Mortgage

Document Number	0000023575
Date	Jul 31, 2018
Instrument	2018R23575

Lender

Name	FIRST NATIONAL BANK STAUNTON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 215 E Market St was $2,921, up 6.2% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+6.18%)	$42,230 Land $22,570 Building $19,660	$126,690 Land $67,710 Building $58,980
2024	$2,751.00
2022	$2,459.00	$32,920 Land $17,600 Building $15,320	$98,859 Land $52,853 Building $46,006

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 215 E Market St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 E Market St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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