215 E Gilead St, Duluth, MN 55811 Property Records

St. Louis County property record for 215 E Gilead St, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1940
Lot Size	0.923 acres (40,233 sqft)
Owner	Individual Name on File
Tax Bill	$3,422 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0390-00610`

Property Details

APN / Parcel Number

Primary APN	`010-0390-00610`
Alternative APN	`97265`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,088 sqft Gross Area
1st Floor Area	725 sqft
Basement Area	362 sqft
Finished Basement	362 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	40,233 sqft (0.923 acres)
Garage Area	1,024 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	254 sqft
Storage Building	164 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	97265
Street Address	215 E GILEAD ST
City	DULUTH
State	MN
Zip	55811-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 18 BLOCK:003 SERIAL #
Legal Subdivision	CENTRAL ACRES DULUTH
Legal Block	3
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: St. Louis County records · APN 010-0390-00610

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	215 E GILEAD ST, DULUTH, MN 55811-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	215 E GILEAD ST, DULUTH, MN 55811-2610
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E GILEAD ST E, DULUTH, MN 55811-2610

Mortgage

Document Number	0001047514
Date	Sep 30, 2021
Instrument	1047514

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 06, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	215 E GILEAD ST, DULUTH, MN 55811-2610
Document Number	00T1032981
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E GILEAD ST DULUTH MN 558112610, DULUTH, MN 55811-2610

Mortgage

Document Number	00T1032981
Date	Dec 02, 2020
Instrument	T1032981

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2030

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,422.00 (+2.95%) Homeowner's exemption
2025	$3,324.00 (+5.79%) Homeowner's exemption	$279,900 (+6.79%) Land $78,000 Building $201,900	$279,900 (+6.79%) Land $78,000 Building $201,900
2024	$3,142.00	$262,100 (+13.96%) Land $57,200 Building $204,900	$262,100 (+13.96%) Land $57,200 Building $204,900
2022		$230,000 Land $61,400 Building $168,600	$230,000 Land $61,400 Building $168,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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