215 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 215 E Garnett St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,533 sqft · built 1960
Lot Size	0.122 acres (5,297 sqft)
Owner	Company Name on File
Last Sale	$2,473,800 (Sep 2025)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2870-001-00004`

Property Details

APN / Parcel Number

Primary APN	`2870-001-00004`
Alternative APN	`1050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,533 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,533 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	5,297 sqft (0.122 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2870-001-00004
Street Address	215 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE & STAINFORTH; BLOCK 1; LOT 4
Legal Subdivision	WHITE & STAINFORTH
Legal Block	1
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	5
Census Block	5040
Census Tract	1100

Owner

Source: Cooke County records · APN 2870-001-00004

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	943 COUNTY ROAD 433 S, SAINT JO, TX 76265-2558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20256401
Deed Book / Page	2733 / 673
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	2355/586
Record Updated	Sep 20, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 25, 2020
Property Address	215 E GARNETT ST, GAINESVILLE, TX 76240-5310
Document Number	2355/586
Book / Page	2355 / 586
Map Reference	CAB B SL 46
Instrument Date	Aug 20, 2020
Instrument	6673
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 CHAMPIONS CIR, 1032, SIMPSONVILLE, KY 40067-6566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E GARNETT ST, GAINESVILLE, TX 76240-5310

Mortgage

Document Number	6674
Date	Aug 25, 2020
Instrument	6674

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+0.19%) Homeowner's exemption Senior Citizen's exemption	$148,982 (+21%) Land $29,192 Building $177,758	$206,950 (+11.12%) Land $29,192 Building $177,758
2024	$1,543.00 (-15.96%)
2023		$123,125 Land $24,318 Building $161,915	$186,233 Land $24,318 Building $161,915
2022	$1,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	26 (1981–2009)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2009, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 12 claims Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon, Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.