215 E Front St, Owatonna, MN 55060 Property Records

Steele County property record for 215 E Front St, Owatonna, MN 55060

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,680 sqft · built 1870
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2021)
Tax Bill	$1,870 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-104-0327`

Property Details

APN / Parcel Number

Primary APN	`17-104-0327`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,680 sqft Finished Area
Basement Area	66 sqft
Unfinished Basement	66 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Flat
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 E FRONT ST
City	OWATONNA
State	MN
Zip	55060-2437
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	BLK 3 LOTS 27-28-29-30 PETTITS
Legal Section	TW
Legal Subdivision	PETTITS
Legal Block	3
Legal Lot Number	27-30
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1017
Census Tract	960400

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E FRONT ST, OWATONNA, MN 55060-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO
Nov 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	2021439584
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	215 E FRONT ST, OWATONNA, MN 55060-2437
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416283
Date	Dec 20, 2017
Instrument	A000416283

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2037

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Nov 4, 2021
Property Address	215 E FRONT ST, OWATONNA, MN 55060-2437
Document Number	A000439584
Instrument Date	Nov 2, 2021
Instrument	A000439584
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E FRONT ST, OWATONNA, MN 55060-2437

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,870.00 (+8.47%) Homeowner's exemption	$162,700 (+14.5%) Land $32,000 Building $130,700	$162,700 (+14.5%) Land $32,000 Building $130,700
2025		$142,100 (+10.84%) Land $30,800 Building $111,300	$142,100 (+10.84%) Land $30,800 Building $111,300
2023	$1,724.00 Homeowner's exemption	$128,200 Land $24,000 Building $104,200	$128,200 Land $24,000 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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