215 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 215 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$76,600 (Jul 2020)
Tax Bill	$1,045 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-403-007.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-403-007.000-027`
Alternative APN	`0232403007027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	215 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE LOT 166
Legal Subdivision	CHRISTIANA PLACE
Legal Block	403
Legal Lot Number	166
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2020
Census Tract	1601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E EMERALD ST, ELKHART, IN 46514-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Dec 31, 2014
Deed Document Number	202015612
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	0201425567
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 17, 2020
Property Address	215 E EMERALD ST, ELKHART, IN 46514-3243
Document Number	0000005612
Map Reference	MB 02 PG 113
Instrument Date	Jul 13, 2020
Instrument	2020-15612
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E EMERAED ST, ELKHART, IN 46514-3243

Mortgage

Document Number	0000005613
Date	Jul 17, 2020
Instrument	2020-15613

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000005614
Date	Jul 17, 2020
Instrument	2020-15614

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2025

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,700 (+6.26%) Land $11,400 Building $97,300	$108,700 (+6.26%) Land $11,400 Building $97,300
2024	$1,045.00 (+38.04%)	$102,300 (+8.6%) Land $11,400 Building $90,900	$102,300 (+8.6%) Land $11,400 Building $90,900
2023		$94,200 (+11.22%) Land $11,400 Building $82,800	$94,200 (+11.22%) Land $11,400 Building $82,800
2022	$757.00	$84,700 Land $11,400 Building $73,300	$84,700 Land $11,400 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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