215 E Cross St, Pensacola, FL 32503 Property Records

Escambia County property record for 215 E Cross St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,360 sqft · built 1957
Lot Size	0.203 acres (8,851 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Jul 2020)
Tax Bill	$1,121 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9020-016-121`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9020-016-121`
Alternative APN	`134049000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Adjusted Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,851 sqft (0.203 acres)
Lot Width	60 ft Width
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	134049000
Old Parcel Number	134049000
Street Address	215 E CROSS ST
City	PENSACOLA
State	FL
Zip	32503-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LTS 16 17 BLK 121 EAST KING TRACT OR 8341 P 1429 CA 82
Legal Township	01N
Legal Subdivision	EAST KING TRACT
Legal Block	121
Legal Lot Number	16-17 17
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1054
Census Tract	1500

Owner

215 E Cross St is owned and occupied by an individual who bought it in July 2020.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	215 E CROSS ST, PENSACOLA, FL 32503-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed, Transfer CITY OF PENSACOLA
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	2020062411
Deed Book / Page	8341 / 1429
Record Updated	Jun 8, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 31, 2020
Property Address	215 E CROSS ST, PENSACOLA, FL 32503-3710
Document Number	0083411429
Book / Page	8341 / 1429
Instrument Date	Jul 30, 2020
Instrument	2020062411
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CITIZENS TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 PANFERIO DR, 1310, PENSACOLA BEACH, FL 32561-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E CROSS ST, PENSACOLA, FL 32503-3710

Mortgage

Document Number	0083411450
Date	Jul 31, 2020
Instrument	8341/1450

Lender

Name	CITY OF PENSACOLA
Type	Government Agency

Agreement

Amount	Amount on Record

Mortgage

Document Number	0083411431
Date	Jul 31, 2020
Book Page	8341/1431
Instrument	2020062412

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	1 Months
Due	Aug 1, 2020

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 29, 2017
Property Address	215 E CROSS ST, PENSACOLA, FL 32503-3710
Document Number	0077360188
Book / Page	007736 / 000188
Instrument Date	Jun 19, 2017
Instrument	49197
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E CROSS ST PENSACOLA FL 325033710, PENSACOLA, FL 32503-3710

Mortgage

Document Number	77360190
Date	Jun 29, 2017
Book Page	007736/000190
Instrument	49198

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Mortgage

Document Number	77360202,
Date	Jun 29, 2017
Book Page	007736/000202
Instrument	49199

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PENSACOLA, FL 32502

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,735	$145,376 Land $8,408 Building $136,968
2024	$1,121.00 (+5.26%)
2023	$1,065.00 (+4.21%) Homeowner's exemption Veteran's exemption	$107,311 (+3%)	$138,530 (+9.88%) Land $8,408 Building $130,122
2022	$1,022.00 Homeowner's exemption Veteran's exemption	$104,186	$126,070 Land $8,408 Building $117,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E Cross St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1985–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures