Cooke County property record for 215 E Cross St, Muenster, TX 76252
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,314 sqft · built 1945 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,701 (Nov 2023) |
| Tax Bill | $4,789 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2525-056-00012 |
| Primary APN | 2525-056-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 1,722 sqft |
| 1st Floor Area | 1,314 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2525-056-00012 |
|---|---|
| Street Address | 215 E CROSS ST |
| City | MUENSTER |
| State | TX |
| Zip | 76252-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MUENSTER; BLOCK 56 PT OF; ACRES .3214 |
| Legal Subdivision | MUENSTER |
| Legal Block | 56 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 3 |
| Census Block | 3107 |
| Census Tract | 200 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 215 E CROSS ST, MUENSTER, TX 76252-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Deed Document Number | 20237895 |
| Deed Book / Page | 2615 / 634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 215 E CROSS ST, MUENSTER, TX 76252-2711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 215 E CROSS ST, MUENSTER, TX 76252-2711 |
| Document Number | 002742/531 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2742/531 |
| Instrument | 2025-7689 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 215 E CROSS ST, MUENSTER, TX 76252 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 002615/639 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 2615/639 |
| Instrument | 2023-7896 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Muenster City |
| Unified School District | Muenster Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,789.00 (+35.67%) Homeowner's exemption | $236,201 (-0.96%) Land $46,200 Building $190,001 | $236,201 (-0.96%) Land $46,200 Building $190,001 |
| 2025 | $3,530.00 (+1.09%) Homeowner's exemption | $238,496 (+77.35%) Land $48,495 Building $190,001 | $238,496 (+32.04%) Land $48,495 Building $190,001 |
| 2024 | $3,492.00 (+67.48%) | ||
| 2023 | $134,475 Land $48,230 Building $132,390 | $180,620 Land $48,230 Building $132,390 | |
| 2022 | $2,085.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Jun 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MUENSTER serves 1,771 people · EPA ID TX0490002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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