Buchanan County property record for 215 E Cliff St, Saint Joseph, MO 64504 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 2000 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,589 (Sep 2023) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2017 Mortgage + 1 more |
| APN | 06-9.0-32-003-002-103.000 |
| Primary APN | 06-9.0-32-003-002-103.000 |
|---|
| Building Area | 1,144 sqft Base Area |
|---|---|
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Street Address | 215 E CLIFF ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:BROWN'S LOT:13 BLK:5LGL DESC:& L 14 & 15 & E 1/2 VAC BELDING ST |
| Legal Subdivision | BROWNS |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2300 |
Source: Buchanan County records · APN 06-9.0-32-003-002-103.000
Assessment roll updated November 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 E CLIFF ST, SAINT JOSEPH, MO 64504-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Mar 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Sep 02, 2020 |
| Deed Document Number | 20237388 |
| Deed Book / Page | 3790 / 838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 19, 2023 |
| Property Address | 215 E CLIFF ST, SAINT JOSEPH, MO 64504-2117 |
| Document Number | 003790/838 |
| Book / Page | 3790 / 838 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023007388 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E CLIFF ST, SAINT JOSEPH, MO 64504-2117 |
| Document Number | 2023007390 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023007390 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 215 E CLIFF ST, SAINT JOSEPH, MO 64504-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017002238 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017002238 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 215 E CLIFF ST, SAINT JOSEPH, MO 64504-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017002045 |
|---|---|
| Date | Mar 09, 2017 |
| Instrument | 2017002045 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,177.00 (+0.09%) | $16,340 (+5.62%) Land $3,780 Building $12,560 | $86,000 (+5.66%) Land $19,890 Building $66,110 |
| 2024 | $1,176.00 (+15.18%) | ||
| 2023 | $1,021.00 (-0.68%) | $15,470 (-) Land $3,780 Building $11,690 | $81,390 (-) Land $19,890 Building $61,500 |
| 2022 | $1,028.00 | $15,470 Land $3,780 Building $11,690 | |
| 2021 | $81,390 Land $19,890 Building $61,500 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210023001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 8 of 12 on primary residences |
| Wildfire Risk | Moderate above 45% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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