215 E Chew Ave, Saint Michaels, MD 21663 Property Records

Talbot County property record for 215 E Chew Ave, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,304 sqft · built 2019
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Dec 2021)
Tax Bill	$11,150 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-064863`

Property Details

APN / Parcel Number

Primary APN	`02-064863`
Alternative APNs	`2064863` `064863`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	117 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064863
Street Address	215 E CHEW AVE
City	SAINT MICHAELS
State	MD
Zip	21663-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40X120 N/S CHEW AVE ST MICHAELS
Legal Subdivision	MILLERS ADDITION
Legal Lot Number	215
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2009
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 GOODWOOD GDNS, BALTIMORE, MD 21210-2531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Dec 28, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 17, 2020	Quit Claim Deed, Transfer AMERICAN LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Book / Page	2931 / 474
Prior Transfer Date	Apr 13, 2020
Prior Transfer Doc	0026970390
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	215 E CHEW AVE, ST MICHAELS, MD 21663-2905
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027010167
Date	Apr 29, 2020
Book Page	2701/167

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 28, 2021
Property Address	215 E CHEW AVE, ST MICHAELS, MD 21663-2905
Document Number	0029310474
Book / Page	2931 / 474
Map Reference	LB 107 FO 238&239
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 GOODWOOD GDNS, BALTIMORE, MD 21210-2531

Mortgage

Document Number	0002931479
Date	Dec 28, 2021
Instrument	2931/479

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 17, 2020
Property Address	215 E CHEW AVE, ST MICHAELS, MD 21663-2905
Document Number	0026970390
Book / Page	002697 / 000390
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1511 MALVERN AVE TOWSON MD 212046607, TOWSON, MD 21204-6607

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,150.00 (+10.96%)	$875,767 (+8.66%)	$1,015,300 (+25.97%) Land $343,200 Building $672,100
2025	$10,049.00 (+17.89%)	$806,000 (+13.32%) Land $253,000 Building $553,000	$806,000 (-) Land $253,000 Building $553,000
2023	$8,524.00	$711,267	$806,000 Land $253,000 Building $553,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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