215 E Charter Dr, Muncie, IN 47303 Property Records

Delaware County property record for 215 E Charter Dr, Muncie, IN 47303 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,434 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$113,050 (Dec 2025)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-34-305-020.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-07-34-305-020.000-003`
Alternative APN	`0734305020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,434 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	07 34 305 020 000
Street Address	215 E CHARTER DR
City	MUNCIE
State	IN
Zip	47303-1118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	5 K ESTATES REPLAT OF LTS 1TO7&39TO41 LOT 6B S34 T21 R10 0.160 AC MP 07-34-E- -001.52
Legal Range	10E
Legal Township	21N
Legal Section	34
Legal Subdivision	5 K ESTATES
Legal Lot Number	6B
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1001
Census Tract	2000

Owner

Source: Delaware County records · APN 18-07-34-305-020.000-003

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 01, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 29, 2023	Warranty Deed, Transfer
Nov 28, 2017	Deed, Transfer · FHA Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	202515581
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06212
Date	Apr 21, 2022
Instrument	2022R06212

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 01, 2025
Property Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Document Number	2025R15581
Map Reference	IN 2008R15264
Instrument Date	Nov 18, 2025
Instrument	2025R15581
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E CHARTER DR, MUNCIE, IN 47303-1118

Mortgage

Document Number	2025R15582
Date	Dec 01, 2025
Instrument	2025R15582

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2040

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Mar 11, 2024
Property Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Document Number	2024R03830
Map Reference	IN2008R15264
Instrument Date	Mar 06, 2024
Instrument	2024R03830
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E CHARTER DR, MUNCIE, IN 47303-1118

Mortgage

Document Number	2024R03831
Date	Mar 11, 2024
Instrument	2024R03831

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2020
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	2
Max Rate	10.5%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 29, 2023
Property Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Document Number	2023R15363
Map Reference	IN2008R15264
Instrument Date	Nov 16, 2023
Instrument	2023R15363
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 W STATE ROAD 28, UNION CITY, IN 47390-9490

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 28, 2017
Property Address	215 E CHARTER DR, MUNCIE, IN 47303-1118
Document Number	2017R15634
Map Reference	IN 2008R15264
Instrument Date	Nov 22, 2017
Instrument	2017R15634
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E CHARTER DR, MUNCIE, IN 47303-1118

Mortgage

Document Number	2017R15635
Date	Nov 28, 2017
Instrument	2017R15635

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 (-5.36%)	$195,100 (+21.86%) Land $33,700 Building $161,400	$195,100 (+21.86%) Land $33,700 Building $161,400
2024	$1,718.00 (+8.8%)	$160,100 (+9.58%) Land $33,700 Building $126,400	$160,100 (+9.58%) Land $33,700 Building $126,400
2023	$1,579.00 (+8.75%)	$146,100 (-18.2%) Land $28,100 Building $118,000	$146,100 (-18.2%) Land $28,100 Building $118,000
2022	$1,452.00 (+0.48%) Homeowner's exemption	$178,600 Land $28,100 Building $150,500	$178,600 Land $28,100 Building $150,500
2021	$1,445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

215 E Charter Dr, Muncie, IN 47303 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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