215 E 6th St, Saint Jacob, IL 62281 Property Records

Madison County property record for 215 E 6th St, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 ba · 832 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2022)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Loan Modification
APN	`05-2-23-09-16-404-014`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-16-404-014`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	832 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	215 E 6TH ST
City	SAINT JACOB
State	IL
Zip	62281-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAER ADD RUD N 50' OF LOT 10 50 X 140
Legal Subdivision	BAER ADDN
Legal Lot Number	10
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4027
Census Tract	403702

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E 6TH ST, SAINT JACOB, IL 62281-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jun 23, 2018	Loan Modification, Mortgage FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jun 13, 2012 · Amount on Record
Deed Document Number	202218922
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0000014908
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 6, 2022
Property Address	215 E 6TH ST, SAINT JACOB, IL 62281-1571
Document Number	0000018922
Map Reference	PB 4 PG 53
Instrument Date	May 31, 2022
Instrument	2022R18922
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 E 6TH ST, SAINT JACOB, IL 62281-1571

Mortgage

Document Number	0000018923
Date	Jun 6, 2022
Instrument	2022R18923

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.99%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	215 E 6TH ST, SAINT JACOB, IL 62281-1571
Document Number	0000023393
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 6TH ST ST JACOB IL 622811571, ST JACOB, IL 62281-1571

Mortgage

Document Number	0000023393
Date	Jul 30, 2018
Instrument	23393

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 29, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00 (+9.41%)	$92,560 (+33.03%) Land $5,520 Building $87,040	$277,680 (+32.89%) Land $16,560 Building $261,120
2024	$5,706.00 (+14.99%)
2022	$4,962.00	$69,580 Land $4,150 Building $65,430	$208,948 Land $12,462 Building $196,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JACOB serves 2,008 people · EPA ID IL1190950
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeTel Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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