215 E 5th St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 215 E 5th St, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$18,562 (2026)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Jul 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.32-4059-18`

Property Details

APN / Parcel Number

Primary APN	`550800 169.32-4059-18`
Alternative APNs	`080016903240590180000000` `106010`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	106010
Street Address	215 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10553-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF LOTS & PLOTS IN THE FIRST WARD
Legal Block	4059
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	3300

Owner

215 E 5th St is owned and occupied by an individual who acquired it in July 1998.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 6, 1998
Transfer Doc	1213000154
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0612083102
Date	Jul 27, 2021
Instrument	612083102

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	944 Months
Due	Mar 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.07%
Change Frequency	Annually
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0612083103
Date	Jul 27, 2021
Instrument	612083103

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0582073296
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 5TH ST MOUNT VERNON NY 105531705, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0582073296
Date	Jul 26, 2018
Book Page	058207/003296

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	215 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0582073295
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 5TH ST MOUNT VERNON NY 105531705, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0582073295
Date	Jul 26, 2018
Book Page	058207/003295

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.19%

Tax Assessment & Valuation

The 2026 property tax bill for 215 E 5th St was $18,562, up 57.4% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,562.00 (+57.4%)
2025	$11,793.00	$10,800 (-) Land $2,800 Building $8,000	$600,000 (+6.67%) Land $155,556 Building $444,444
2024		$10,800 (-) Land $2,800 Building $8,000	$562,500 (-10.94%) Land $145,833 Building $416,667
2023		$10,800 Land $2,800 Building $8,000	$631,579 Land $163,743 Building $467,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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