Lincoln County property record for 215 E 2nd St, Stroud, OK 74079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 796 sqft · built 1926 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,500 (Mar 2020) |
| Tax Bill | $339 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18451 |
| Primary APN | 18451 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 796 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 18451 |
|---|---|
| Street Address | 215 E 2ND ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 6 LOTS 20-21 ALLEYS ADDN STROUD 15-6-140-06-007 |
| Legal Range | 140 |
| Legal Township | 06N |
| Legal Section | 15 |
| Legal Subdivision | ALLEYS ADDN(27-15-6) |
| Legal Block | 6 |
| Legal Lot Number | 20,21 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 961100 |
Source: Lincoln County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 TIMBERLANE, STROUD, OK 74079-5023 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK AND TRUST COMPANY |
| Apr 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Sep 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Mar 30, 2020 | Warranty Deed, Transfer · Commercial Mortgage STROUD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Prior Sale | Jul 18, 2016 · Amount on Record |
| Deed Document Number | 20201983 |
| Deed Book / Page | 2369 / 561 |
| Prior Transfer Date | Nov 4, 2015 |
| Prior Transfer Doc | 002184/235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | May 4, 2026 |
| Property Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Document Number | 0000003366 |
| Book / Page | 2660 / 499 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003366, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 2660/499 |
| Instrument | 20263366 |
| Name | FIRST BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002555/52 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 2555/52 |
| Instrument | I-2024-002767 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STROUD, OK 74079 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 40 Months |
| Due | Aug 24, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2436/194 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 2436/194 |
| Instrument | 6996 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MOUNDS, OK 74047 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 27, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Mar 30, 2020 |
| Property Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Document Number | 002369/561 |
| Book / Page | 2369 / 561 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 1983 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | AMERICAN REAL TITLE, AMERICAN EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E 2ND ST, STROUD, OK 74079-4226 |
| Document Number | 0000001984 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 1984 |
| Name | STROUD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Jun 27, 2025 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,055 (+5%) Land $278 Building $3,777 | $36,864 (-1.17%) Land $2,528 Building $34,336 | |
| 2025 | $339.00 (-2.02%) | $3,862 (+9.84%) Land $272 Building $3,590 | $37,300 (+11.52%) Land $2,627 Building $34,673 |
| 2024 | $346.00 (+21.83%) | $3,516 (+5.02%) Land $289 Building $3,227 | |
| 2022 | $284.00 | $3,348 Land $263 Building $3,085 | $33,446 Land $2,630 Building $30,816 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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