215 Creekside Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 215 Creekside Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1984
Square Footage	1,248 sqft Heated Area
Lot Size	16,117 sqft (0.37 acres)
Occupancy	Owner Occupied
Last Sale	$39,000 (1991)
Tax Bill	$706.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`551204935048000`
Alternative APN	`45525`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,248 sqft Heated Area
Gross Area	1,784 sqft Gross Area
1st Floor	1,248 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	16,117 sqft (0.37 acres)
Depth X Width	134 ft x 100 ft Depth x Width
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	45525
Street Address	215 CREEKSIDE DR
City	MURPHY
State	NC
Zip	28906-6888
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 ROLLING ACRES 629/109
Legal Subdivision	ROLLING ACRES SUBDIVISION
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2037
Census Tract	930401

Owner

Source: Cherokee County records · APN 551204935048000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 CREEKSIDE DR, MURPHY, NC 28906-6888
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 04, 2017	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL CORP
Mar 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 1991 · Amount on Record
Deed Sale	May 01, 1991 · Amount on Record
Deed Book / Page	629 / 109
Last Transfer Date	Apr 05, 2017
Transfer Doc	01559/0252
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	215 CREEKSIDE DR, MURPHY, NC 28906-6888
Transaction Type	Mortgage
Record Updated	Nov 05, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1694/945
Date	Oct 25, 2021
Book Page	1694/945
Instrument	7196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	215 CREEKSIDE DR, MURPHY, NC 28906-6888
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01557/0957
Date	Apr 04, 2017
Book Page	01557/0957
Instrument	01436

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	215 CREEKSIDE DR, MURPHY, NC 28906-6888
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1637/999
Date	Mar 04, 2020
Book Page	1637/999
Instrument	1091

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2035

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 26, 2017
Property Address	215 CREEKSIDE DR, MURPHY, NC 28906-6888
Document Number	01559/0252
Book / Page	01559 / 0252
Map Reference	MB 1 PG 55
Instrument Date	Apr 05, 2017
Instrument	01777
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2115 CREEKSIDE DR, MURPHY, NC 28906

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00	$88,790 (-)	$88,790 (-) Land $10,000 Building $78,790
2023		$88,790	$88,790 Land $10,000 Building $78,790

Flood & Wildfire

215 Creekside Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 71st percentile of exposed land nationally · 93rd in North Carolina
Wildfire Likelihood	High — about 1 in 262 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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