215 Cotton Hill Ln, Central, SC 29630 Property Records

Pickens County property record for 215 Cotton Hill Ln, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 1999
Lot Size	23.4 acres (1,021,918 sqft)
Owner	Individual Name on Record
Tax Bill	$2,122 (2023)
Deeds & Mortgages	Jan 2023 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4047-00-53-5375`

Property Details

APN / Parcel Number

Primary APN	`4047-00-53-5375`
Alternative APN	`R0044452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	5,190 sqft
Basement Area	2,228 sqft
Finished Basement	2,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,021,918 sqft (23.4 acres)
Garage Area	8,074 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	550 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0044452
Old Parcel Number	4047 00 53 5375
Street Address	215 COTTON HILL LN
City	CENTRAL
State	SC
Zip	29630-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/SIDE JONES MILL RD PLAT 69/17
Legal Subdivision	A, B
Jurisdiction	PICKENS SC
Township / Civil Division	CLEMSON
Census Block Group	1
Census Block	1011
Census Tract	11204

Owner

Source: Pickens County records, as of February 7, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed, Transfer
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 2, 2017	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023
Deed Sale	Jan 30, 2023
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	202301274
Deed Book / Page	2499 / 22
Record Updated	Jun 7, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jan 30, 2023
Property Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506
Document Number	0000001274
Book / Page	2499 / 22
Map Reference	MB 617 PG 50
Instrument Date	Jan 26, 2023
Instrument	202301274
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	153 STONEYBROOK CIR, CENTRAL, SC 29630-2505

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008266
Date	Apr 29, 2021
Book Page	5894/142
Instrument	202108266

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000805
Date	Jan 19, 2021
Book Page	5811/121
Instrument	202100805

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jun 2, 2017
Property Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506
Document Number	0000008710
Book / Page	1867 / 033
Map Reference	MB69 PG17
Instrument Date	Jun 1, 2017
Instrument	201708710
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 COTTON HILL LN, CENTRAL, SC 29630-2506

Mortgage

Document Number	0000008711
Date	Jun 2, 2017
Instrument	201708711

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,122.00 (-1.94%)	$17,877 (-) Land $717 Building $17,160	$446,780 (-) Land $17,880 Building $428,900
2022	$2,164.00	$17,877 Land $717 Building $17,160	$446,780 Land $17,880 Building $428,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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