215 Colgate Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 215 Colgate Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,562 sqft · built 2002
Lot Size	0.075 acres (3,288 sqft)
Owner	2 Individual Names on File
Last Sale	$173,760 (Mar 2003)
Tax Bill	$3,464 (2026)
Deeds & Mortgages	Jan 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-343596`

Property Details

APN / Parcel Number

Primary APN	`03-343596`
Alternative APNs	`3343596` `343596`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,562 sqft Total Area
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,288 sqft (0.075 acres)
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	343596
Street Address	215 COLGATE DR
City	FOREST HILL
State	MD
Zip	21050-1347
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 70 3288 SF 215 COLGATE DRIVE DEER SPRING PT 104/44
Legal Subdivision	DEER SPG 1 PH III & IV
Legal Lot Number	70
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303203

Owner

215 Colgate Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2003.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 COLGATE DR, FOREST HILL, MD 21050-1347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2003 · Amount on File
Deed Sale	Mar 10, 2003 · Amount on File
Deed Document Number	20031984
Deed Book / Page	4447 / 716
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	215 COLGATE DR, FOREST HILL, MD 21050-1347
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 COLGATE DR, FOREST HILL, MD 21050-1347

Mortgage

Document Number	0153200276
Date	Jan 20, 2022
Book Page	15320/276

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	886 Months
Due	Nov 19, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 215 Colgate Dr was $3,464 with a homeowner's exemption, up 9.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,464.00 (+9.62%) Homeowner's exemption	$317,867 (+2.94%)	$336,000 (+8.81%) Land $90,000 Building $246,000
2025	$3,160.00 Homeowner's exemption	$308,800 Land $90,000 Building $218,800	$308,800 Land $90,000 Building $218,800
2023		$278,067	$308,800 Land $90,000 Building $218,800
2022	$2,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Colgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Colgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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