215 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 215 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 927 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$160,600 (Nov 2024)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-882-001-00`

Property Details

APN / Parcel Number

Primary APN	`07-882-001-00`

Interior

Full Baths	1 Bath
Building Area	927 sqft Living Area
1st Floor Area	618 sqft
Basement Area	618 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40.2 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 COLE RD
City	MONROE
State	MI
Zip	48162-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-1 SEC 29 T6S R9E OLONE SUBDIVISION LOT 1
Legal Range	09E
Legal Township	06S
Legal Section	29
Legal Subdivision	OLONE SUB
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3004
Census Tract	831600

Owner

215 Cole Rd is owned and occupied by an individual who bought it in November 2024.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	215 COLE RD, MONROE, MI 48162-4109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage MONROE BANK & TRUST
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	202416947
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	215 COLE RD, MONROE, MI 48162-4109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010469
Date	May 12, 2017
Instrument	2017R10469

Lender

Name	MONROE BANK & TRUST
Type	Bank
Address	MONROE, MI 48161

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	215 COLE RD, MONROE, MI 48162-4109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007875
Date	Apr 23, 2020
Instrument	2020R07875

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 23, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 215 Cole Rd was $1,734 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 Land $58,000	$116,000 Land $116,000
2025	$1,734.00 Homeowner's exemption
2023	$1,512.00	$41,100	$82,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Cole Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1982–2023)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Cole Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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