215 Co Rd 683, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 215 Co Rd 683, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,062 sqft · built 1983
Lot Size	1.77 acres (77,311 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2026)
Tax Bill	$1,578 (2026)
Deeds & Mortgages	May 2008 Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`13-10-07-36-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-36-0-000-014.000`
Alternative APNs	`ALT APN:1007360000014000` `7783`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	77,311 sqft (1.77 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	80 sqft
Deck Area	120 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	7783
Street Address	215 COUNTY ROAD 683
City	CEDAR BLUFF
State	AL
Zip	35959-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 43, ALPINE SHORES, S/D PB 6/32
Legal Range	10E
Legal Township	09S
Legal Section	36
Legal Subdivision	ALPINE SHORES
Legal Lot Number	43
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3045
Census Tract	955701

Owner

215 Co Rd 683 is owned and occupied by two individuals who bought it in May 2026.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2008	Deed of Trust, Mortgage GOLDSTAR MORTGAGE, INC.
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 28, 2010	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Sep 26, 2007	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	May 4, 2026 · Amount on File
Deed Document Number	2026243596
Record Updated	Oct 29, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154419
Date	May 30, 2008
Instrument	154419

Lender

Name	GOLDSTAR MORTGAGE, INC.
Address	3224 RAINBOW DR, RAINBOW CITY, AL 35906

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213605
Date	Aug 11, 2020
Instrument	213605

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166515
Date	Sep 28, 2010
Instrument	166515

Lender

Name	TRUSTMARK NATIONAL BANK
Address	PO BOX 22869, JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2040

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530

Mortgage

Document Number	0000150104
Date	Sep 26, 2007
Instrument	150104

Lender

Name	REGIONS BANK
Type	Seller
Address	110 W MAIN ST, CENTRE, AL 35960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2027

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 4, 2026
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Document Number	0000243593
Instrument Date	Apr 30, 2026
Instrument	2026.243593
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 4, 2026
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Document Number	0000243596
Instrument Date	Apr 30, 2026
Instrument	2026.243596
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243596,
Date	May 4, 2026
Instrument	2026.243596

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	215 COUNTY ROAD 683, CEDAR BLUFF, AL 35959-2530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	213605
Date	Aug 11, 2020
Instrument	213605

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 215 Co Rd 683 was $1,578 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00 (+7.27%)
2025	$1,471.00 (+3.52%) Homeowner's exemption	$31,020 (+4.02%) Land $11,340 Building $19,680	$362,900 (+3.45%) Land $113,400 Building $249,500
2024	$1,421.00 Additional exemption filed	$29,820 (-15.04%) Land $10,140 Building $19,680	$350,800 (-) Land $101,300 Building $249,500
2023	$1,421.00 Homeowner's exemption	$35,100 (+127.63%)	$350,800 (-) Land $101,300 Building $249,500
2022	$1,421.00 Homeowner's exemption	$15,420 Land $10,140 Building $5,280	$350,800 Land $101,300 Building $249,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 215 Co Rd 683 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Co Rd 683 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 683

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