215 Chaparral Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 215 Chaparral Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,076 sqft · built 1965
Lot Size1.05 acres (45,825 sqft)
OwnerIndividual Name on Record
Last Sale$820,500 (Oct 2016)
Tax Bill$11,206 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN105-241-52

Property Details

APN / Parcel Number

Primary APN105-241-52
Alternative APNs
  • 105-241-52-000
  • 10524139000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,076 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialOther
Lot Area45,825 sqft
TerrainSteep
Garage TypeCarport
Garage Area374 sqft
CarportCarport
Carport Area374 sqft
Parking Spaces1 Parking Space
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number10524139000
Street Address215 CHAPARRAL DR
CityAPTOS
StateCA
Zip95003-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionLANDS/PETER BROWN
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 CHAPARRAL DR, APTOS, CA 95003-9735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Deed Document Number201641899
Prior Transfer DateDec 13, 1994
Prior Transfer Doc0000005393
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address215 CHAPARRAL DR, APTOS, CA 95003-9735
Document Number0000036370
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address215 CHAPARRAL DR APTOS CA 950039735, APTOS, CA 95003-9735

Mortgage

Document Number0000036370
DateNov 21, 2019
Instrument36370
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$970,774 (+2%) Land $757,690 Building $213,084
2025$11,206.00 (+9.54%) Homeowner's exemption$951,738 (+4.04%) Land $742,833 Building $208,905
2023$10,230.00 (+1.82%) Homeowner's exemption$914,781 Land $713,988 Building $200,793$917,640
2022$10,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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